520 Surfside Dr, Edenton, NC 27932 Property Records

Chowan County property record for 520 Surfside Dr, Edenton, NC 27932

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 1973
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Tax Bill$2,205 (2026)
Flood ZoneZone X (moderate risk)
APN781314424822

Property Details

APN / Parcel Number

Primary APN781314424822
Alternative APN
  • 41128

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,800 sqft Living Area
Gross Area4,512 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area80 sqft
Deck Area376 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number41128
Street Address520 SURFSIDE DR
CityEDENTON
StateNC
Zip27932-9270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionLOT 32 BLK 101 CC
Legal SubdivisionCAPE COLONY
Legal Block101
Legal Lot Number32
JurisdictionCHOWAN NC
Township / Civil Division4, YEOPIM
Census Block Group1
Census Block1036
Census Tract930102

Owner

Source: Chowan County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address697 TECH CENTER PKWY, 3513, NEWPORT NEWS, VA 23606-1564
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2014
Deed SaleNov 17, 2014
Prior SaleDec 19, 2013
Deed Book / Page471 / 136
Prior Transfer DateFeb 9, 1996
Prior Transfer Doc0221000087
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Chowan County assessment roll, as of October 22, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyChowan County
Unified School DistrictEdenton-Chowan Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,205.00 (+7.09%)$275,704 (+2.41%) Land $37,800 Building $237,904$275,704 (+2.41%) Land $37,800 Building $237,904
2025$2,059.00 (+4.1%)$269,224 (-) Land $37,800 Building $231,424$269,224 (-) Land $37,800 Building $231,424
2023$1,978.00$269,224 Land $37,800 Building $231,424$269,224 Land $37,800 Building $231,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims49 (1985–2023)
Claims Outside the SFHA13 of 49
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 10 claims
  • Hurricane Isabel, Sep 2003 · 24 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHOWAN CO WATER SYSTEM
serves 11,722 people · EPA ID NC0421015
Water SourceGroundwater
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fybe
Fiber
2,000 / 2,000
Mediacom Xtream
Cable
1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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