Chowan County property record for 514 Surfside Dr, Edenton, NC 27932
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 1987 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $2,116 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 781314423923 |
| Primary APN | 781314423923 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,192 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 153 ft deep x 50 ft wide |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | Deck Area |
| Boat House | 288 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 46918 |
|---|---|
| Street Address | 514 SURFSIDE DR |
| City | EDENTON |
| State | NC |
| Zip | 27932-9270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 35 BLK 101 CC |
| Legal Subdivision | CAPE COLONY |
| Legal Block | 101 |
| Legal Lot Number | 35 |
| Jurisdiction | CHOWAN NC |
| Township / Civil Division | 4, YEOPIM |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 930102 |
Source: Chowan County records, as of October 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 204 VILLA DR, SMITHFIELD, VA 23430-6275 |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2014 |
| Deed Sale | Nov 17, 2014 |
| Prior Sale | May 19, 1995 |
| Deed Book / Page | 471 / 136 |
| Record Updated | Oct 29, 2026 |
Source: Chowan County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chowan County |
| Unified School District | Edenton-Chowan Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,116.00 (+3.78%) | $264,515 (-0.76%) Land $37,800 Building $226,715 | $264,515 (-0.76%) Land $37,800 Building $226,715 |
| 2025 | $2,039.00 (+4.08%) | $266,542 (-) Land $37,800 Building $228,742 | $266,542 (-) Land $37,800 Building $228,742 |
| 2023 | $1,959.00 | $266,542 Land $37,800 Building $228,742 | $266,542 Land $37,800 Building $228,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 49 (1985–2023) |
| Claims Outside the SFHA | 13 of 49 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHOWAN CO WATER SYSTEM serves 11,722 people · EPA ID NC0421015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fybe Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
4G LTE only, no 5G reported
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