Chowan County property record for 521 Surfside Dr, Edenton, NC 27932
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $400 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 781314425992 |
| Primary APN | 781314425992 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,098 sqft (0.14 acres) |
|---|---|
| Lot Dimensions | 121 ft deep x 50 ft wide |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Water Source | Commercial |
|---|
| Account Number | 46918 |
|---|---|
| Street Address | 521 SURFSIDE DR |
| City | EDENTON |
| State | NC |
| Zip | 27932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LOT 35 BLK 106 CC |
| Legal Subdivision | CAPE COLONY |
| Legal Block | 106 |
| Legal Lot Number | 35 |
| Jurisdiction | CHOWAN NC |
| Township / Civil Division | 4, YEOPIM |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 930102 |
521 Surfside Dr is held in a trust since November 2014.
Source: Chowan County records, as of October 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 204 VILLA DR, SMITHFIELD, VA 23430-6275 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2014 |
| Deed Sale | Nov 17, 2014 |
| Prior Sale | Jul 20, 1984 · Amount on File |
| Deed Book / Page | 471 / 136 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 521 Surfside Dr was $400, up 40.4% from the year before.
Source: Chowan County assessment roll, as of October 22, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Chowan County |
| Unified School District | Edenton-Chowan Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400.00 (+40.35%) | $50,005 (+34.21%) Land $2,310 Building $47,695 | $50,005 (+34.21%) Land $2,310 Building $47,695 |
| 2025 | $285.00 | $37,259 Land $4,200 Building $33,059 | $37,259 Land $4,200 Building $33,059 |
| 2023 | $273.00 | $37,259 Land $4,200 Building $33,059 | $37,259 Land $4,200 Building $33,059 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 521 Surfside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 49 (1985–2023) |
| Claims Outside the SFHA | 13 of 49 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 521 Surfside Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHOWAN CO WATER SYSTEM serves 11,722 people · EPA ID NC0421015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fybe Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
4G LTE (outdoors only), no 5G reported
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