520 Summit Dr, Whittier, NC 28789 Property Records

Swain County property record for 520 Summit Dr, Whittier, NC 28789

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,995 sqft · built 2004
Lot Size	1.21 acres (52,969 sqft)
Owner	Company Name on Record
Tax Bill	$2,564 (2026)
Deeds & Mortgages	Jul 2021 Transfer Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`669300832189`

Property Details

APN / Parcel Number

Primary APN	`669300832189`
Alternative APN	`540773`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	5,995 sqft Total Area
Basement Area	825 sqft
Finished Basement	825 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,969 sqft (1.21 acres)
Garage Area	617 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	540773
Street Address	520 SUMMIT DR
City	WHITTIER
State	NC
Zip	28789-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-OR-SMCC LT 117 PH 4
Legal Subdivision	SMOKY MOUNTAIN COUNTRY CLUB
Legal Phase	4
Legal Lot Number	117
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1058
Census Tract	960302

Owner

Source: Swain County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	175 1ST ST S, SAINT PETERSBURG, FL 33701-4528
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Intrafamily Transfer, Transfer
Apr 13, 2021	Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 23, 2021
Transfer Doc	494/515
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SWAIN NC
Recording Date	Jul 6, 2021
Property Address	520 SUMMIT DR, WHITTIER, NC 28789-4523
Document Number	494/515
Book / Page	494 / 515
Instrument Date	Jun 23, 2021
Instrument	1658
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	175 1ST ST S, SAINT PETERSBURG, FL 33701-4528

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Apr 13, 2021
Property Address	520 SUMMIT DR, WHITTIER, NC 28789-4523
Document Number	490/468
Book / Page	490 / 468
Instrument Date	Apr 7, 2021
Instrument	898
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	313 KEMPTON PARK DR, 313, SUWANEE, GA 30024-6943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 1ST ST S APT 1508, 1508, SAINT PETERSBURG, FL 33701-4514

Mortgage

Document Number	899
Date	Apr 13, 2021
Instrument	899

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Swain County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,564.00	$597,340 (-) Land $65,250 Building $532,090
2025	$2,564.00 (+13.2%)	$597,340 (-) Land $65,250 Building $532,090	$597,340 (-) Land $65,250 Building $532,090
2023	$2,265.00 Additional exemption filed	$597,340 Land $65,250 Building $532,090	$597,340 Land $65,250 Building $532,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Nearby Flood Policies	24 units insured incl. 6 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
BalsamWest FiberNET Fixed Wireless	25 / 5
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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