321 Summit Dr, Whittier, NC 28789 Property Records

Swain County property record for 321 Summit Dr, Whittier, NC 28789

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,780 sqft · built 2005
Lot Size	3.8 acres (165,659 sqft)
Owner	Company Name on Record
Last Sale	$704,000 (May 2021)
Tax Bill	$2,716 (2026)
Deeds & Mortgages	Feb 2024 Transfer May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`669300723693`

Property Details

APN / Parcel Number

Primary APN	`669300723693`
Alternative APNs	`540631` `542829`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,780 sqft Total Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asbestos
Lot Area	165,659 sqft (3.8 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	542829
Street Address	321 SUMMIT DR
City	WHITTIER
State	NC
Zip	28789-4519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20-OR-1336-A-SMCC LT 136 PH 4
Legal Subdivision	SMOKY MOUNTAIN COUNTRY CLUB
Legal Phase	4
Legal Lot Number	136
Jurisdiction	SWAIN NC
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1058
Census Tract	960302

Owner

Source: Swain County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18784 SE JUPITER RIVER DR, JUPITER, FL 33458-1010
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Intrafamily Transfer, Transfer
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Mar 13, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Deed Document Number	20211170
Deed Book / Page	491 / 962
Last Transfer Date	Feb 13, 2024
Transfer Doc	000528/329
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SWAIN NC
Recording Date	Feb 13, 2024
Property Address	321 SUMMIT DR, WHITTIER, NC 28789-4519
Document Number	000528/329
Book / Page	528 / 329
Instrument Date	Feb 8, 2024
Instrument	262
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18784 SE JUPITER RIVER DR, JUPITER, FL 33458-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18784 SE JUPITER RIVER DR, JUPITER, FL 33458-1010

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	May 13, 2021
Property Address	321 SUMMIT DR, WHITTIER, NC 28789-4519
Document Number	491/962
Book / Page	491 / 962
Instrument Date	May 12, 2021
Instrument	1170
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,408.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 5TH AVE NE STE 432, 555, SAINT PETERSBURG, FL 33701-2663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18784 SE JUPITER RIVER DR, JUPITER, FL 33458-1010

Mortgage

Document Number	1171
Date	May 13, 2021
Instrument	1171

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SWAIN NC
Recording Date	Mar 13, 2018
Property Address	321 SUMMIT DR, WHITTIER, NC 28789-4519
Document Number	00456/0552
Book / Page	00456 / 0552
Instrument Date	Feb 15, 2018
Instrument	00386
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	555 5TH AVE NE STE 432, 432, SAINT PETERSBURG, FL 33701-2663

Tax Assessment & Valuation

Source: Swain County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,716.00	$634,390 (-) Land $116,000 Building $518,390
2025	$2,716.00	$634,390 (-) Land $116,000 Building $518,390	$634,390 (-) Land $116,000 Building $518,390
2023	Additional exemption filed	$634,390 Land $116,000 Building $518,390	$634,390 Land $116,000 Building $518,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Nearby Flood Policies	24 units insured incl. 6 condo units
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures