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326 Summit Dr, Whittier, NC 28789 Property Records

Swain County property record for 326 Summit Dr, Whittier, NC 28789 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 9,354 sqft · built 2006
Lot Size1.23 acres (53,797 sqft)
OwnerIndividual Name on File
Last Sale$1,134,500 (Sep 2021)
Tax Bill$4,420 (2025)
Deeds & MortgagesSep 2021 Sale
Flood ZoneZone X (minimal risk)
APN669300727406

Property Details

APN / Parcel Number

Primary APN669300727406
Alternative APN
  • 540975

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area9,354 sqft Total Area
Basement Area2,762 sqft
Finished Basement2,762 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Roof TypeHip
Roof MaterialWood Shingle
Lot Area53,797 sqft (1.23 acres)
Garage Area1,086 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number540975
Street Address326 SUMMIT DR
CityWHITTIER
StateNC
Zip28789-4519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20-SMOKY MOUNTAIN COUNTRY CLUB LT 110 PH 4
Legal SubdivisionSMOKY MOUNTAIN COUNTRY CLUB
Legal Phase4
Legal Lot Number110
JurisdictionSWAIN NC
Township / Civil DivisionCHARLESTON
Census Block Group1
Census Block1058
Census Tract960302

Owner

Source: Swain County records · APN 669300727406

Assessment roll updated August 28, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 48267, ATHENS, GA 30604-8267
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2021 · Amount on Record
Deed SaleSep 23, 2021 · Amount on Record
Prior SaleDec 20, 2013 · Amount on Record
Deed Document Number20212384
Deed Book / Page498 / 416
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSWAIN NC
Recording DateSep 23, 2021
Property Address326 SUMMIT DR, WHITTIER, NC 28789-4519
Document Number000498/416
Book / Page498 / 416
Instrument DateSep 22, 2021
Instrument2384
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
Tax$2,269.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 74, WHITTIER, NC 28789-0074

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 SUMMIT DR, WHITTIER, NC 28789-4519

Tax Assessment & Valuation

Source: Swain County records · Assessment roll updated August 28, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountySwain County
Unified School DistrictSwain County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,420.00 (+13.48%)$1,050,090 (-) Land $65,250 Building $984,840$1,050,090 (-) Land $65,250 Building $984,840
2023$3,895.00 Additional exemption filed$1,050,090 Land $65,250 Building $984,840$1,050,090 Land $65,250 Building $984,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Swain County (37173C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371739603021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies24 units insured
6 under condo master policies
Nearby Flood Claims1 (2004)
Most Recent ClaimSep 2004, river or lake flooding, Hurricane Ivan

Wildfire

Wildfire RiskModerate
above 57% of the US · above 79% of North Carolina
Wildfire LikelihoodAbout 1 in 641 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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