Lawrence County property record for 520 State St, Spearfish, SD 57783 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,080 sqft · built 1955 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,187 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32090-03800-090-00 |
| Primary APN | 32090-03800-090-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | R16336 |
|---|---|
| Street Address | 520 STATE ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN SPEARFISH N 25' OF LOT 8 & ALL OF LOT 9 BLK 38 |
| Legal Subdivision | ORIGINAL TOWN SPEARFISH |
| Legal Block | 38 |
| Legal Lot Number | 8-9 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 966200 |
Source: Lawrence County records · APN 32090-03800-090-00
Assessment roll updated September 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 STATE ST, SPEARFISH, SD 57783-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,187.00 (-2.84%) | $306,050 (+41.06%) Land $101,500 Building $204,550 | |
| 2024 | $3,280.00 (+15.78%) | ||
| 2023 | $267,940 Land $66,500 Building $201,440 | ||
| 2022 | $2,833.00 | $216,970 Land $61,500 Building $155,470 |
Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460819662003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force 5 of 9 on primary residences |
| Nearby Flood Claims | 4 (1992–1995) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 1995, river or lake flooding, Flooding |
| Wildfire Risk | Moderate above 44% of the US · above 30% of South Dakota |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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