Lawrence County property record for 431 1/2 State St, Spearfish, SD 57783 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 975 sqft · built 1957 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,750 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32090-05400-040-00 |
| Primary APN | 32090-05400-040-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Basement Area | 900 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Total Buildings | 2 Buildings |
| Account Number | R16479 |
|---|---|
| Street Address | 431 1/2 STATE ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-2458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN SPEARFISH LOT 4 BLK 54 PLAT BK1 PG73 |
| Legal Subdivision | ORIGINAL TOWN SPEARFISH |
| Legal Block | 54 |
| Legal Lot Number | 4 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 966200 |
Source: Lawrence County records · APN 32090-05400-040-00
Assessment roll updated September 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1420 MAC LN, SPEARFISH, SD 57783-6306 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,750.00 (-1.63%) | $286,900 (+37.21%) Land $70,000 Building $216,900 | |
| 2024 | $3,812.00 (+11.1%) | ||
| 2023 | $255,490 Land $45,500 Building $209,990 | ||
| 2022 | $3,431.00 | $209,090 Land $42,000 Building $167,090 |
Source: FEMA National Flood Hazard Layer, Lawrence County (46081C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460819662003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Claims | 4 (1992–1995) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 1995, river or lake flooding, Flooding |
| Nearby Flood Policies | 9 in force 5 of 9 on primary residences |
| Flood Insurance Cost | Premium on Record median of 9 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Wildfire Risk | Low above 32% of the US · above 19% of South Dakota |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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