Lawrence County property record for 540 State St, Spearfish, SD 57783
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 3,043 sqft · built 1952 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,485 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32090-03800-120-00 |
| Primary APN | 32090-03800-120-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 6 Baths |
|---|---|
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Building Area | 3,043 sqft Living Area |
| 1st Floor Area | 1,477 sqft |
| Basement Area | 1,477 sqft |
| Unfinished Basement | 1,477 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | R16338 |
|---|---|
| Street Address | 540 STATE ST |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN SPEARFISH N 25' OF LOT 11 & ALL OF LOT 12 BLK 38 |
| Legal Subdivision | ORIGINAL TOWN SPEARFISH |
| Legal Block | 38 |
| Legal Lot Number | 11-12 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | SPEARFISH |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 966200 |
Source: Lawrence County records · APN 32090-03800-120-00
Assessment roll updated September 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 STATE ST, SPEARFISH, SD 57783-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Lawrence County records · Assessment roll updated September 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Municipality | Spearfish City |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,485.00 (-1.68%) | $526,830 (+31.37%) Land $101,500 Building $425,330 | |
| 2024 | $5,579.00 (+7.06%) | ||
| 2023 | $465,870 Land $66,500 Building $399,370 | ||
| 2022 | $5,211.00 | $401,040 Land $61,500 Building $339,540 |
Source: FEMA National Flood Hazard Layer as of April 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–1995) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 1995 · Flooding |
| Wildfire Risk | Moderate above 43% of the US · lower than 69% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 250 |
| Clarity Telecom Cable · Fiber in parts of the area | 1,000 / 30 |
| BHT Investment Holdings Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 332 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPEARFISH serves 13,803 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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