Fannin County property record for 520 S 4th St, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,381 sqft · built 1910 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $920 (2024) |
| Deeds & Mortgages | Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9645-026-0051-05 |
| Primary APN | 9645-026-0051-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,381 sqft Living Area |
| 1st Floor Area | 1,381 sqft |
| Flooring | Combination, Other |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 37,462 sqft (0.86 acres) |
| Porch | Porch |
| Porch Area | 320 sqft |
| Heating System | HVAC |
|---|
| Account Number | 9645-026-0051-05 |
|---|---|
| Old Parcel Number | 93238 |
| Street Address | 520 S 4TH ST |
| City | BONHAM |
| State | TX |
| Zip | 75418-4715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REICH ADDN, BLOCK 26, LOT W 1/2 OF 5,6, ACRES .86 |
| Legal Subdivision | REICH ADD |
| Legal Block | 26 |
| Legal Lot Number | 5 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 950600 |
520 S 4th St is owned and occupied by an individual who acquired it in January 2020.
Source: Fannin County records, as of November 17, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 S 4TH ST, BONHAM, TX 75418-4715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2020 |
| Deed Sale | Jan 15, 2020 |
| Prior Sale | Sep 14, 2006 |
| Deed Document Number | 2020000267 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Jan 15, 2020 |
| Property Address | 520 S 4TH ST, BONHAM, TX 75418-4715 |
| Document Number | 2020000267 |
| Map Reference | VOL 11 PG 627 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 2020000267 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | FANNIN COUNTY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 S 4TH ST, BONHAM, TX 75418-4715 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bonham City |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $105,540 Land $61,060 Building $44,480 | $105,540 Land $61,060 Building $44,480 | |
| 2024 | $920.00 | ||
| 2023 | $91,850 Land $48,330 Building $43,520 | $91,850 Land $48,330 Building $43,520 | |
| 2018 | $606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 S 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | May 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 S 4th St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BONHAM serves 10,746 people · EPA ID TX0740001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD - BONHAM WTP |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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