515 S 4th St, Bonham, TX 75418 Property Records

Fannin County property record for 515 S 4th St, Bonham, TX 75418

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,316 sqft · built 2022
Lot Size	0.249 acres (10,846 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,647 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`9645-027-0071-05`

Property Details

APN / Parcel Number

Primary APN	`9645-027-0071-05`
Alternative APN	`93252`

Interior

Full Baths	2 Baths
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	10,846 sqft (0.249 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9645-027-0071-05
Street Address	515 S 4TH ST
City	BONHAM
State	TX
Zip	75418-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REICH ADDN, BLOCK 27, LOT W 1/2 OF 7,8, ACRES .249
Legal Subdivision	REICHS ADDITION
Legal Block	27
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1068
Census Tract	950600

Owner

Source: Fannin County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	107 COTTONWOOD CT, VAN ALSTYNE, TX 75495-7132
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO
Feb 7, 2023	Warranty Deed, Transfer COREY TITLE COMPANY, COLE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2023
Deed Sale	Feb 7, 2023
Prior Sale	Apr 30, 2021
Deed Document Number	2023719
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	515 S 4TH ST, BONHAM, TX 75418-4714
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 E 5TH, DODD CITY, TX 75438
Investor	Possibly a Property Investor

Mortgage

Document Number	2022005636
Date	Jul 18, 2022
Instrument	2022005636

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	BONHAM, TX 75418

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Feb 7, 2023
Property Address	515 S 4TH ST, BONHAM, TX 75418-4714
Document Number	2023000719
Instrument Date	Feb 6, 2023
Instrument	2023000719
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	COREY TITLE COMPANY, COLE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 103, DODD CITY, TX 75438-0103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 COTTONWOOD COURT, MOUNT PLEASANT, TX 75455

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,647.00 (-1.88%)	$239,590 (-0.87%) Land $34,490 Building $205,100	$239,590 (-0.87%) Land $34,490 Building $205,100
2024	$4,736.00
2023		$241,700 Land $32,320 Building $209,380	$241,700 Land $32,320 Building $209,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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