516 S 4th St, Bonham, TX 75418 Property Records

Fannin County property record for 516 S 4th St, Bonham, TX 75418

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on Record
Tax Bill	$683 (2025)
Deeds & Mortgages	Sep 2025 Sale Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9645-026-0052-05`

Property Details

APN / Parcel Number

Primary APN	`9645-026-0052-05`
Alternative APN	`93239`

Exterior

Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Account Number	9645-026-0052-05
Street Address	516 S 4TH ST
City	BONHAM
State	TX
Zip	75418-4715
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	S9645 REICH ADDN, BLOCK 26, LOT E 1/2 OF 5,6
Legal Subdivision	REICH ADDITION TO THE CITY OF BONHAM
Legal Block	26
Jurisdiction	FANNIN TX
Township / Civil Division	BONHAM
Census Block Group	1
Census Block	1050
Census Tract	950600

Owner

Source: Fannin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3114 QUEENSWOOD LN, GARLAND, TX 75040-8718
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Warranty Deed, Transfer
Sep 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025
Deed Sale	Sep 9, 2025
Prior Sale	May 19, 2023
Deed Document Number	20255570
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Sep 9, 2025
Property Address	516 S 4TH ST, BONHAM, TX 75418-4715
Document Number	2025005570
Map Reference	MB 419 PG 108
Instrument Date	Sep 9, 2025
Instrument	2025005570
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 103, DODD CITY, TX 75438-0103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3114 QUEENSWOOD LN, GARLAND, TX 75040-8718

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	516 S 4TH ST, BONHAM, TX 75418-4715
Transaction Type	Mortgage
Record Updated	Jan 4, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022007125
Date	Sep 7, 2022
Instrument	2022007125

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	BONHAM, TX 75418

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bonham City
County	Fannin County
Unified School District	Bonham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$683.00 (+19.2%)	$35,210 (+18.99%) Land $35,210	$35,210 (+18.99%) Land $35,210
2024	$573.00 (+616.25%)	$29,590 (-10.55%) Land $29,590	$29,590 (-10.55%) Land $29,590
2023		$33,080 Land $33,080	$33,080 Land $33,080
2018	$80.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BONHAM serves 10,746 people · EPA ID TX0740001
Water Source	Purchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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