520 Ramey Overlook Dr, Westminster, SC 29693 Property Records

Oconee County property record for 520 Ramey Overlook Dr, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,674 sqft · built 2012
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Nov 2017)
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`305-03-01-003`

Property Details

APN / Parcel Number

Primary APN	`305-03-01-003`
Alternative APN	`41284`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,674 sqft Living Area
Basement Area	1,151 sqft
Finished Basement	1 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Contemporary
Exterior Material	Brick
Roof Material	Shingle
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	210 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41284
Old Parcel Number	305 03 01 003
Street Address	520 RAMEY OVERLOOK DR
City	WESTMINSTER
State	SC
Zip	29693-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 RAMEY FARMS (0.574 AC)
Legal Subdivision	RAMEY FARM
Legal Block	1
Legal Lot Number	3
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1015
Census Tract	31000

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	520 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 2, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Nov 16, 2017	Deed, Transfer · VA Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Prior Sale	Jul 12, 2007 · Amount on Record
Deed Document Number	0000006330
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	520 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010887
Date	Jan 10, 2022
Book Page	4273/165
Instrument	10887

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	520 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147
Document Number	0039680027
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 RAMEY OVERLOOK DR WESTMINSTER SC 296935147, WESTMINSTER, SC 29693-5147

Mortgage

Document Number	0039680027
Date	May 29, 2020
Book Page	003968/000027

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Nov 16, 2017
Property Address	520 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147
Document Number	0000006330
Map Reference	MB A892 PG9&10
Instrument Date	Nov 16, 2017
Instrument	06330
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147

Mortgage

Document Number	0000006331
Date	Nov 16, 2017
Instrument	06331

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,584.00	$24,635 (-) Land $4,248 Building $20,387	$615,887 (-) Land $106,200 Building $509,687
2023		$24,635 Land $4,248 Building $20,387	$615,887 Land $106,200 Building $509,687

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ramey Overlook Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures