514 Ramey Overlook Dr, Westminster, SC 29693 Property Records

Oconee County property record for 514 Ramey Overlook Dr, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,655 sqft · built 2021
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Company Names on Record
Last Sale	$89,000 (Oct 2018)
Tax Bill	$2,259 (2025)
Deeds & Mortgages	Apr 2023 Transfer Dec 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`305-03-01-006`

Property Details

APN / Parcel Number

Primary APN	`305-03-01-006`
Alternative APN	`41287`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,655 sqft Living Area
Basement Area	1,655 sqft
Finished Basement	1 sqft

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Material	Shingle
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	273 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41287
Old Parcel Number	305 03 01 006
Street Address	514 RAMEY OVERLOOK DR
City	WESTMINSTER
State	SC
Zip	29693-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 RAMEY FARMS (.626 AC)
Legal Subdivision	RAMEY FARMS SUB
Legal Block	1
Legal Lot Number	6
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1015
Census Tract	31000

Owner

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	514 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Intrafamily Transfer, Transfer
Dec 18, 2020	Deed of Trust, Construction Loan · Construction Mortgage OCONEE FED'L S&L ASSN
Oct 29, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	0024080158
Deed Book / Page	002408 / 000158
Last Transfer Date	Apr 14, 2023
Transfer Doc	0000013190
Record Updated	Jun 8, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Apr 14, 2023
Property Address	514 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147
Document Number	0000013190
Book / Page	2930 / 22
Map Reference	MB A892 PG 9-10
Instrument Date	Apr 12, 2023
Instrument	13190
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	514 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	Dec 18, 2020
Property Address	514 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147
Document Number	0040700028
Book / Page	004070 / 000028
Instrument Date	Dec 17, 2020
Transaction Type	Construction Loan
Record Updated	Jan 27, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38522 ALMA LN WESTLAND MI 481857687, WESTLAND, MI 48185-7687

Mortgage

Document Number	40700028
Date	Dec 18, 2020
Book Page	004070/000028

Lender

Name	OCONEE FED'L S&L ASSN
Type	Federal Savings Bank
Address	SENECA, SC 29678

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	384 Months
Due	Dec 17, 2052

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 29, 2018
Property Address	514 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147
Document Number	0024080158
Book / Page	002408 / 000158
Instrument Date	Oct 15, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2018

Transaction

Amount	Amount Recorded
Tax	$329.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38522 ALMA LN WESTLAND MI 481857687, WESTLAND, MI 48185-7687

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,259.00	$21,538 (-) Land $6,000 Building $15,538	$538,440 (-) Land $150,000 Building $388,440
2023		$21,538 Land $6,000 Building $15,538	$538,440 Land $150,000 Building $388,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ramey Overlook Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures