512 Ramey Overlook Dr, Westminster, SC 29693 Property Records

Oconee County property record for 512 Ramey Overlook Dr, Westminster, SC 29693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,702 sqft · built 2021
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Oct 2020)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Oct 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`305-03-01-007`

Property Details

APN / Parcel Number

Primary APN	`305-03-01-007`
Alternative APN	`41288`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,702 sqft Living Area
Basement Area	1,300 sqft
Finished Basement	1 sqft
Unfinished Basement	1,300 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	26.3 ft deep x 9.9 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41288
Street Address	512 RAMEY OVERLOOK DR
City	WESTMINSTER
State	SC
Zip	29693-5147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 RAMEY FARMS (0.596 AC)
Legal Subdivision	RAMEY FARMS
Legal Block	1
Legal Lot Number	7
Jurisdiction	OCONEE SC
Township / Civil Division	WESTMINSTER
Census Block Group	1
Census Block	1015
Census Tract	31000

Owner

512 Ramey Overlook Dr is owned and occupied by two individuals who bought it in October 2020.

Source: Oconee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	512 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Oct 23, 2020	Grant Deed, Construction Loan · Construction Mortgage DOLLAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Jul 3, 2014 · Amount on File
Deed Document Number	20206735
Deed Book / Page	2619 / 151
Prior Transfer Date	Jul 2, 2014
Prior Transfer Doc	0000000141
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	512 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006035
Date	Nov 6, 2025
Book Page	4748/304
Instrument	6035

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2045

October 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 23, 2020
Property Address	512 RAMEY OVERLOOK DR, WESTMINSTER, SC 29693-5147
Document Number	0026190151
Book / Page	002619 / 000151
Instrument Date	Oct 14, 2020
Transaction Type	Construction Loan
Record Updated	Nov 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1500 S OAK ST #525 SENECA SC 296781760, 525, SENECA, SC 29678-1760

Mortgage

Document Number	40420322
Date	Oct 23, 2020
Book Page	004042/000322

Lender

Name	DOLLAR BK
Type	Bank
Address	CANTON, OH 44711-8469

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 512 Ramey Overlook Dr was $2,411.

Source: Oconee County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,411.00	$22,994 Land $2,970 Building $20,024	$574,850 Land $74,250 Building $500,600
2023		$17,226 Land $2,970 Building $14,256	$430,650 Land $74,250 Building $356,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Ramey Overlook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Ramey Overlook Dr is moderate, ranking above 42% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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