520 Prairie St, Lowell, AR 72745 Property Records

Benton County property record for 520 Prairie St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,564 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Sep 2017)
Tax Bill	$2,073 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02005-000`

Property Details

APN / Parcel Number

Primary APN	`12-02005-000`
Alternative APNs	`44600.0` `44600`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	1,984 sqft
1st Floor Area	1,564 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	629 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44600
Street Address	520 PRAIRIE ST
City	LOWELL
State	AR
Zip	72745-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	02
Legal Subdivision	PRAIRIE MEADOWS PH 1-LOWELL
Legal Lot Number	86
Jurisdiction	BENTON AR
Township / Civil Division	4
Census Block Group	2
Census Block	2017
Census Tract	21315

Owner

520 Prairie St is owned and occupied by an individual who bought it in September 2017.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	520 PRAIRIE ST, LOWELL, AR 72745-9141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 12, 2017	Warranty Deed, Transfer · FHA Mortgage IBERIABANK MTG
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2017 · Amount on File
Deed Sale	Sep 12, 2017 · Amount on File
Prior Sale	Nov 29, 2011 · Amount on File
Deed Book / Page	2017 / 56739
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	520 PRAIRIE ST, LOWELL, AR 72745-9141
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PRAIRIE ST, LOWELL, AR 72745-9141

Mortgage

Document Number	L202419450
Date	Apr 19, 2024
Instrument	L202419450

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	282 Months
Due	Oct 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 12, 2017
Property Address	520 PRAIRIE ST, LOWELL, AR 72745-9141
Document Number	0000D56739
Instrument Date	Sep 8, 2017
Instrument	D56739
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 PRAIRIE ST LOWELL AR 727459141, LOWELL, AR 72745-9141

Mortgage

Document Number	M190985
Date	Sep 12, 2017
Instrument	M190985

Lender

Name	IBERIABANK MTG
Type	Mortgage Company
Address	LAFAYETTE, LA 70501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2047

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	520 PRAIRIE ST, LOWELL, AR 72745-9141
Document Number	0000M93729
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	520 PRAIRIE ST LOWELL AR 727459141, LOWELL, AR 72745-9141

Mortgage

Document Number	0000M93729
Date	May 9, 2017
Instrument	M93729

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	FAYETTEVILLE, AR 72702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 8, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 520 Prairie St was $2,073 with a homeowner's exemption, up 5.4% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,073.00 (+5.39%) Homeowner's exemption	$56,525 (-) Land $15,200 Building $41,325	$282,625 Land $76,000 Building $206,625
2025	$1,967.00 Homeowner's exemption	$56,525 Land $15,200 Building $41,325
2024			$282,625 (+54.99%) Land $76,000 Building $206,625
2023	$1,656.00 Homeowner's exemption	$36,470 Land $7,200 Building $29,270	$182,350 Land $36,000 Building $146,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 520 Prairie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 Prairie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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