512 Prairie St, Lowell, AR 72745 Property Records

Benton County property record for 512 Prairie St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,552 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$246,000 (Jul 2021)
Tax Bill	$2,772 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02007-000`

Property Details

APN / Parcel Number

Primary APN	`12-02007-000`
Alternative APNs	`44602.0` `44602`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	2,012 sqft
1st Floor Area	1,552 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	666 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	110 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	512 PRAIRIE ST
City	LOWELL
State	AR
Zip	72745-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	02
Legal Subdivision	PRAIRIE MEADOWS PH 1-LOWELL
Legal Lot Number	88
Jurisdiction	BENTON AR
Township / Civil Division	4
Census Block Group	2
Census Block	2017
Census Tract	21315

Owner

512 Prairie St is owned by an individual who bought it in July 2021.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	512 N PRAIRIE ST, ROCKTON, IL 61072-2016
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Jul 19, 2021	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARVEST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Jul 15, 2013 · Amount on File
Deed Document Number	202153630
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	512 PRAIRIE ST, LOWELL, AR 72745-9141
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 PRAIRIE ST, LOWELL, AR 72745-9141

Mortgage

Document Number	L202319649
Date	Apr 24, 2023
Instrument	L202319649

Lender

Name	ARVEST BANK
Type	Bank
Address	ROGERS, AR 72758

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jul 19, 2021
Property Address	512 PRAIRIE ST, LOWELL, AR 72745-9141
Document Number	2021053630
Map Reference	PL P2 PG 659
Instrument Date	Jul 15, 2021
Instrument	2021053630
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$811.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 PRAIRIE ST, LOWELL, AR 72745-9141
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053631
Date	Jul 19, 2021
Instrument	2021053631

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	512 PRAIRIE ST, LOWELL, AR 72745-9141
Document Number	0000021830
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 PRAIRIE ST LOWELL AR 727459141, LOWELL, AR 72745-9141

Mortgage

Document Number	0000021830
Date	Apr 20, 2020
Instrument	21830

Lender

Name	ARVEST MTG
Type	Mortgage Company
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 19, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 512 Prairie St was $2,772, up 9.2% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,772.00 (+9.22%)	$56,851 (-) Land $15,200 Building $41,651	$284,255 Land $76,000 Building $208,255
2025	$2,538.00	$56,851 Land $15,200 Building $41,651
2024			$284,255 (+54.32%) Land $76,000 Building $208,255
2023	$1,959.00	$36,840 Land $7,200 Building $29,640	$184,200 Land $36,000 Building $148,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Prairie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Prairie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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