524 Prairie St, Lowell, AR 72745 Property Records

Benton County property record for 524 Prairie St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,485 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Mar 2019)
Tax Bill	$2,036 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02004-000`

Property Details

APN / Parcel Number

Primary APN	`12-02004-000`
Alternative APNs	`44599.0` `44599`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,485 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	1,485 sqft
Flooring	Carpet

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	666 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44599
Street Address	524 PRAIRIE ST
City	LOWELL
State	AR
Zip	72745-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	18
Legal Section	02
Legal Subdivision	PRAIRIE MEADOWS PH 1-LOWELL
Legal Lot Number	85
Jurisdiction	BENTON AR
Township / Civil Division	4
Census Block Group	2
Census Block	2017
Census Tract	21315

Owner

524 Prairie St is owned and occupied by two individuals who bought it in March 2019.

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	524 PRAIRIE ST, LOWELL, AR 72745-9141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Mar 15, 2019	Warranty Deed, Transfer · FHA Mortgage LEGACY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on File
Deed Sale	Mar 15, 2019 · Amount on File
Prior Sale	May 16, 2011 · Amount on File
Deed Document Number	201911809
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	524 PRAIRIE ST, LOWELL, AR 72745-9141
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 PRAIRIE ST, LOWELL, AR 72745-9141

Mortgage

Document Number	L202348425
Date	Sep 19, 2023
Instrument	L202348425

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	ROGERS, AR 72756

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Sep 26, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Mar 15, 2019
Property Address	524 PRAIRIE ST, LOWELL, AR 72745-9141
Document Number	0000011809
Instrument Date	Mar 5, 2019
Instrument	11809
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	524 PRAIRIE ST LOWELL AR 727459141, LOWELL, AR 72745-9141

Mortgage

Document Number	11810
Date	Mar 15, 2019
Instrument	11810

Lender

Name	LEGACY NAT'L BK
Type	Bank
Address	SPRINGDALE, AR 72762

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 524 Prairie St was $2,036 with a homeowner's exemption, up 5.4% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,036.00 (+5.38%) Homeowner's exemption	$55,382 (-) Land $15,200 Building $40,182	$276,910 Land $76,000 Building $200,910
2025	$1,932.00 Homeowner's exemption	$55,382 Land $15,200 Building $40,182
2024			$276,910 (+54.91%) Land $76,000 Building $200,910
2023	$1,627.00 Homeowner's exemption	$35,750 Land $7,200 Building $28,550	$178,750 Land $36,000 Building $142,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 524 Prairie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Prairie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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