San Luis Obispo County property record for 520 Monterey Ave, Morro Bay, CA 93442
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,704 sqft · built 1949 |
| Lot Size | 0.202 acres (8,778 sqft) |
| Owner | Company Name on File |
| Last Sale | $130,000 (Apr 1999) |
| Tax Bill | $5,233 (2025) |
| Deeds & Mortgages | May 2023 Transfer Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-142-003 |
| Primary APN | 066-142-003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 2,704 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Wood |
| Lot Area | 8,778 sqft (0.202 acres) |
| Parking Spaces | 4 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 520 MONTEREY AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CY MB TN MORRO BL 10 LT 6 |
| Legal Subdivision | MORRO |
| Legal Block | 10 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10602 |
Source: San Luis Obispo County records · APN 066-142-003
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 520 MONTEREY AVE, MORRO BAY, CA 93442-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 25, 2023 | Intrafamily Transfer, Transfer |
| Jan 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 1999 · Amount on Record |
| Deed Sale | Apr 20, 1999 · Amount on Record |
| Deed Document Number | 199927966 |
| Last Transfer Date | May 16, 2023 |
| Transfer Doc | 0000014624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 25, 2023 |
| Property Address | 520 MONTEREY AVE, MORRO BAY, CA 93442-2545 |
| Document Number | 0000014624 |
| Map Reference | MB A PG 35 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023014624 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 520 MONTEREY AVE, MORRO BAY, CA 93442-2545 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 520 MONTEREY AVE, MORRO BAY, CA 93442-2545 |
| Document Number | 0000004805 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2017 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 520 MONTEREY AVE MORRO BAY CA 934422545, MORRO BAY, CA 93442-2545 |
| Document Number | 0000004805 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 4805 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 30, 2032 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $491,429 (+2%) Land $191,877 Building $299,552 | |
| 2025 | $5,233.00 (+3.66%) Homeowner's exemption | $481,794 (+4.04%) Land $188,115 Building $293,679 |
| 2023 | $5,048.00 (+6.72%) Homeowner's exemption | $463,087 Land $180,811 Building $282,276 |
| 2022 | $4,730.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 289 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures