462 Monterey Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 462 Monterey Ave, Morro Bay, CA 93442

Property Summary

Property TypeMobile Home
Lot Size0.955 acres (41,580 sqft)
OwnerCompany Name on File
Tax Bill$12,212 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN066-182-017

Property Details

APN / Parcel Number

Primary APN066-182-017

Exterior

Architectural StyleMobile Home
Lot Area41,580 sqft (0.955 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address462 MONTEREY AVE
CityMORRO BAY
StateCA
Zip93442-2580
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning Code30
Legal DescriptionCY MB TN MORRO CERRITO ADD PTN BL C & PTN SO ST
Legal SubdivisionCY MB TN MORRO CERRITO ADD
Legal BlockC
Legal Lot Number1,2,3
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1037
Census Tract10602

Owner

Source: San Luis Obispo County records · APN 066-182-017

Assessment roll updated August 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2482 SEA HORSE LN, LOS OSOS, CA 93402-4211
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2020Deed of Trust, Mortgage
MISCELLANEOUS INS CO
Jun 12, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 08, 2017Deed of Trust, Mortgage
RIGGS M K & R L 2003 TR (PT)
May 05, 2017Deed of Trust, Mortgage
RONALD S VIOLA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2002
Deed SaleMay 22, 2002
Deed Document Number200242134
Last Transfer DateJun 14, 2004
Transfer Doc0000069303
Record UpdatedJun 08, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property AddressMORRO BAY, CA 93442
Document Number0000034636
Instrument DateJun 19, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address462 MONTEREY AVE MORRO BAY CA 934422580, MORRO BAY, CA 93442-2580

Mortgage

Document Number0000034636
DateJul 10, 2020
Instrument34636
Lender
NameMISCELLANEOUS INS CO
Address10265 NE TANASBOURNE DR, HILLSBORO, OR 97124-7834
Agreement
AmountAmount Recorded
Term180 Months
DueJul 09, 2035

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 12, 2020
Property AddressMORRO BAY, CA 93442
Document Number0000029086
Instrument DateJun 03, 2019
Instrument29086
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2482 SEA HORSE LN LOS OSOS CA 934024211, LOS OSOS, CA 93402-4211

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property AddressMORRO BAY, CA 93442
Document Number0000022349
Instrument DateMay 08, 2017
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2482 SEA HORSE LN LOS OSOS CA 934024211, LOS OSOS, CA 93402-4211

Mortgage

Document Number0000022349
DateMay 23, 2017
Instrument22349
Lender
NameRIGGS M K & R L 2003 TR (PT)
Address800 W 1ST ST # 2210, LOS ANGELES, CA 90012-2431
Agreement
AmountAmount Recorded

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property AddressMORRO BAY, CA 93442
Document Number0000022348
Instrument DateMay 05, 2017
Transaction TypeMortgage
Record UpdatedJun 29, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2482 SEA HORSE LN LOS OSOS CA 934024211, LOS OSOS, CA 93402-4211

Mortgage

Document Number0000022348
DateMay 23, 2017
Instrument22348
Lender
NameRONALD S VIOLA
AddressPO BOX 6250, LOS OSOS, CA 93412-6250
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$12,212.00 (+1.72%)$1,107,958 (+4.04%) Land $1,071,037 Building $36,921
2024$12,005.00 (+1.85%)
2023$11,787.00 (+6.69%)$1,064,938 Land $1,029,449 Building $35,489
2022$11,048.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch WiFi
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 289 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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