San Luis Obispo County property record for 502 Monterey Ave, Morro Bay, CA 93442
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 7 bd · 4.5 ba · 3,078 sqft · built 1951 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $12,841 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-142-004 |
| Primary APN | 066-142-004 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 1 Story |
| Building Area | 3,078 sqft Living Area |
| 1st Floor Area | 2,250 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Multi-Family |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 5 Parking Spaces |
| Total Buildings | 3 Buildings |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 502 MONTEREY AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2545 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R2 |
| Legal Description | CY MB TN MORRO BL 10 LT 5 |
| Legal Subdivision | MORRO BAY |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10602 |
Source: San Luis Obispo County records · APN 066-142-004
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 502 MONTEREY AVE, MORRO BAY, CA 93442-2545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2022 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage SESLOC FCU |
| Nov 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB |
| Oct 20, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Oct 20, 2020 | Quit Claim Deed FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 07, 2022 |
| Transfer Doc | 0000045482 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 21, 2022 |
| Property Address | 502 MONTEREY AVE, MORRO BAY, CA 93442-2545 |
| Document Number | 0000045482 |
| Map Reference | MB 2 PG 11 |
| Instrument Date | Nov 07, 2022 |
| Instrument | 2022045482 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 502 MONTEREY AVE, MORRO BAY, CA 93442-2545 |
| Document Number | 0000045483 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 2022045483 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 502 MONTEREY AVE, MORRO BAY, CA 93442-2545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052117 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 2017052117 |
| Name | PROVIDENT SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | RIVERSIDE, CA 92506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 20, 2020 |
| Property Address | 502 MONTEREY AVE, MORRO BAY, CA 93442-2545 |
| Document Number | 0000058801 |
| Map Reference | MB 2 PG 11 |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2020058801 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 502 MONTEREY AVE, MORRO BAY, CA 93442-2545 |
| Document Number | 0000058802 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 2020058802 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 20, 2020 |
| Property Address | 502 MONTEREY AVE, MORRO BAY, CA 93442-2545 |
| Document Number | 0000058800 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 58800 |
| Record Updated | Nov 02, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 502 MONTEREY AVE MORRO BAY CA 934422545, MORRO BAY, CA 93442-2545 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,195,548 (+2%) Land $797,617 Building $397,931 | |
| 2025 | $12,841.00 (+1.74%) Homeowner's exemption | $1,172,107 (+4.04%) Land $781,978 Building $390,129 |
| 2024 | $12,622.00 (+1.86%) | |
| 2023 | $12,392.00 (+6.7%) Homeowner's exemption | $1,126,595 Land $751,614 Building $374,981 |
| 2022 | $11,614.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Radiate Holdings Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 289 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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