Franklin County property record for 520 Locust St, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,140 sqft · built 1933 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,292 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-5-22.0-1-018-430.000 |
| Primary APN | 10-5-22.0-1-018-430.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,140 sqft Living Area |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 520 LOCUST ST |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-2835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:PT6&PT7 ESSELBRUEGGES ADDITION |
| Legal Range | 1W |
| Legal Township | 44N |
| Legal Section | 22 |
| Legal Subdivision | ESSELBRUEGGES |
| Legal Lot Number | 6 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 800201 |
Source: Franklin County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 520 LOCUST ST, WASHINGTON, MO 63090-2835 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jun 4, 2025 | Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDING LLC |
| Dec 14, 2018 | Grant Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2025 |
| Deed Sale | Jun 4, 2025 |
| Prior Sale | Nov 20, 2024 |
| Deed Document Number | 20252506611 |
| Prior Transfer Date | Apr 16, 2012 |
| Prior Transfer Doc | 0000010283 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jun 4, 2025 |
| Property Address | 520 LOCUST ST, WASHINGTON, MO 63090-2835 |
| Document Number | 0002506611 |
| Map Reference | PB B PG 101 |
| Instrument Date | May 27, 2025 |
| Instrument | 2506611 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TRUST TITLE COMPANY, TRUE TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1777 WASHINGTON XING UNIT 1037, 1037, WASHINGTON, MO 63090-0197 |
| Name | Verified Name |
|---|---|
| Address | 1985 TIMBERLINE RD, PACIFIC, MO 63069-2719 |
| Document Number | 0002506612 |
|---|---|
| Date | Jun 4, 2025 |
| Instrument | 2506612 |
| Name | COMMERCIAL LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Dec 14, 2018 |
| Property Address | 520 LOCUST ST, WASHINGTON, MO 63090-2835 |
| Document Number | 0000017057 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 17057 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Washington City |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,292.00 (+6.16%) | $23,166 (+8.02%) | $121,930 (+8.02%) Land $25,260 Building $96,670 |
| 2023 | $1,217.00 (+13.95%) | $21,447 | $112,880 Land $25,260 Building $87,620 |
| 2022 | $1,068.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jul 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON PWS serves 14,068 people · EPA ID MO6010838 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: AT&T, Gateway Fiber.
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