Franklin County property record for 416 Locust St, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,423 sqft · built 1840 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,491 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-5-22.0-1-018-360.000 |
| Primary APN | 10-5-22.0-1-018-360.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,423 sqft Living Area |
| Year Built | Built 1840 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 504 sqft |
| Patio Area | 144 sqft |
| Street Address | 416 LOCUST ST |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-2833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:1 ESSELBRUEGGES ADDITION |
| Legal Range | 01W |
| Legal Township | 44 |
| Legal Section | 22 |
| Legal Quarter | NE |
| Legal Subdivision | ESSELBRUEGGES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 800201 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4819 PCR 854, SAINT MARY, MO 63673-6107 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage BANK OF FRANKLIN CNTY |
| Feb 1, 2017 | Quit Claim Deed, Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 29, 2025 |
| Transfer Doc | 0002509231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 416 LOCUST ST, WASHINGTON, MO 63090-2833 |
| Document Number | 0000022627 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2021 |
| Title Company | FRANKLIN COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 416 LOCUST ST WASHINGTON MO 630902833, WASHINGTON, MO 63090-2833 |
| Document Number | 0000022627 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 22627 |
| Name | BANK OF FRANKLIN CNTY |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 27, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 1, 2017 |
| Property Address | 416 LOCUST ST, WASHINGTON, MO 63090-2833 |
| Document Number | 0000001518 |
| Instrument Date | Jan 17, 2017 |
| Instrument | 1518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2017 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 416 LOCUST ST WASHINGTON MO 630902833, WASHINGTON, MO 63090-2833 |
| Document Number | 1519 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 1519 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 31, 2047 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Washington City |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,491.00 (+6.88%) | $26,736 (+8.73%) | $140,720 (+8.73%) Land $25,160 Building $115,560 |
| 2023 | $1,395.00 (+13.88%) | $24,589 | $129,420 Land $25,160 Building $104,260 |
| 2022 | $1,225.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1994–2011) |
| Most Recent Claim | Apr 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON PWS serves 14,068 people · EPA ID MO6010838 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: AT&T, Gateway Fiber.
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