Calvert County property record for 520 Laurel Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,040 sqft · built 1988 |
| Lot Size | 0.178 acres (7,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Oct 2026) |
| Tax Bill | $2,289 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-056182 |
| Primary APN | 01-056182 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,040 sqft Total Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,750 sqft (0.178 acres) |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 056182 |
|---|---|
| Street Address | 520 LAUREL DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-4331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 4 BLK 14 PLAT 6 WHITE SANDS |
| Legal Subdivision | WHITE SANDS |
| Legal Block | 14 |
| Legal Lot Number | 4 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 860902 |
520 Laurel Dr is owned and occupied by two individuals who bought it in October 2026.
Source: Calvert County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 LAUREL DR, LUSBY, MD 20657-4331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2026 · Amount on File |
| Deed Sale | Oct 8, 2026 · Amount on File |
| Prior Sale | Aug 1, 1988 · Amount on File |
| Deed Book / Page | 6981 / 72 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 8, 2026 |
| Property Address | 520 LAUREL DR, LUSBY, MD 20657-4331 |
| Document Number | 6981000072 |
| Book / Page | 6981 / 72 |
| Instrument Date | Sep 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 520 LAUREL DR, LUSBY, MD 20657-4331 |
| Document Number | 6981000079, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 6981/79 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Number | 6981000099, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 6981/99 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 520 Laurel Dr was $2,289.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,300 Land $72,800 Building $133,500 | $206,300 Land $72,800 Building $133,500 | |
| 2025 | $2,289.00 | ||
| 2023 | $1,685.00 | $162,200 Land $72,800 Building $89,400 | $162,200 Land $72,800 Building $89,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 520 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Laurel Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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