Calvert County property record for 516 Laurel Dr, Lusby, MD 20657
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.173 acres (7,530 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $62 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-056697 |
| Primary APN | 01-056697 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,530 sqft (0.173 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 056697 |
|---|---|
| Street Address | 516 LAUREL DR |
| City | LUSBY |
| State | MD |
| Zip | 20657 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R |
| Legal Description | LOT 3 BLK 14 PLAT 6 WHITE SANDS |
| Legal Subdivision | WHITE SANDS |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 860902 |
516 Laurel Dr, residential vacant land, is owned by an individual who acquired it in December 1999.
Source: Calvert County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 520 LAUREL DR, LUSBY, MD 20657-4331 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION |
| Oct 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 1999 |
| Deed Sale | Dec 3, 1999 |
| Prior Sale | Jan 21, 1999 · Amount on File |
| Deed Document Number | 19991368 |
| Deed Book / Page | 1230 / 298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 8, 2026 |
| Property Address | 516 LAUREL DR, LUSBY, MD 20657 |
| Document Number | 6981000099 |
| Book / Page | 6981 / 99 |
| Instrument Date | Sep 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | INTERSTATE TITLE |
| Name | Verified Name |
|---|
| Document Number | 6981000099, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 6981/99 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Oct 8, 2026 |
| Property Address | 516 LAUREL DR, LUSBY, MD 20657 |
| Document Number | 6981000079 |
| Book / Page | 6981 / 79 |
| Instrument Date | Sep 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | INTERSTATE TITLE |
| Name | Verified Name |
|---|---|
| Address | 83 GRAY INN CT, PRINCE FREDERICK, MD 20678-4171 |
| Document Number | 6981000079, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 6981/79 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 516 Laurel Dr was $62.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,700 Land $5,700 | $5,700 Land $5,700 | |
| 2025 | $62.00 | ||
| 2023 | $59.00 | $5,700 Land $5,700 | $5,700 Land $5,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 516 Laurel Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 516 Laurel Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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