509 Laurel Dr, Lusby, MD 20657 Property Records

Calvert County property record for 509 Laurel Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1991
Lot Size	0.181 acres (7,875 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Oct 2018)
Tax Bill	$2,284 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-060155`

Property Details

APN / Parcel Number

Primary APN	`01-060155`
Alternative APNs	`1060155` `060155`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,875 sqft (0.181 acres)
Porch	Slab
Porch Area	96 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	060155
Street Address	509 LAUREL DR
City	LUSBY
State	MD
Zip	20657-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 14 BLK 11 PLAT 3 WHITE SANDS
Legal Subdivision	PLAT 3 WHITE SANDS
Legal Block	11
Legal Lot Number	14
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1037
Census Tract	860902

Owner

509 Laurel Dr is owned and occupied by an individual who bought it in October 2018.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	509 LAUREL DR, LUSBY, MD 20657-4316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2018 · Amount on File
Deed Sale	Oct 1, 2018 · Amount on File
Prior Sale	Oct 8, 2003 · Amount on File
Deed Book / Page	5260 / 344
Record Updated	Oct 29, 2026

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 1, 2018
Property Address	509 LAUREL DR, LUSBY, MD 20657-4316
Document Number	0052600344
Book / Page	5260 / 344
Map Reference	MB AWR1 PL46
Instrument Date	Sep 24, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLEMAX LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 LAUREL DR, LUSBY, MD 20657-4316

Mortgage

Document Number	0005260350
Date	Oct 1, 2018
Instrument	5260/350

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 509 Laurel Dr was $2,284 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,700 Land $72,900 Building $132,800	$205,700 Land $72,900 Building $132,800
2025	$2,284.00
2023	$1,681.00 Homeowner's exemption	$161,800 Land $72,900 Building $88,900	$161,800 Land $72,900 Building $88,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Laurel Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 80% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Laurel Dr

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