512 Iris Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 512 Iris Ln, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,871 sqft · built 1992
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Company Names on Record
Last Sale	$1,571,000 (Aug 2020)
Tax Bill	$20,056 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-401-011-2`

Property Details

APN / Parcel Number

Primary APN	`217-401-011-2`
Alternative APN	`217-401-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,871 sqft Living Area
1st Floor Area	1,847 sqft
2nd Floor Area	2,024 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Lot Area	6,700 sqft (0.154 acres)
Garage Type	Attached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	512 IRIS LN
City	SAN RAMON
State	CA
Zip	94582-5539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7015 L49
Legal Subdivision	WEST BRANCH SUB 7015
Legal Tract	7015
Legal Lot Number	49
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3004
Census Tract	355121

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	512 IRIS LN, SAN RAMON, CA 94582-5539
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 11, 2020	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 20, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	2020167614
Prior Transfer Date	Aug 5, 2020
Prior Transfer Doc	0000167614
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	512 IRIS LN, SAN RAMON, CA 94582-5539
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007746
Date	Jan 14, 2020
Instrument	2020-007746

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Max Rate	8.25%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	512 IRIS LN, SAN RAMON, CA 94582-5539
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 IRIS LN, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000259422
Date	Sep 17, 2021
Instrument	2021-259422

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 11, 2020
Property Address	512 IRIS LN, SAN RAMON, CA 94582-5539
Document Number	0000167614
Map Reference	MB 337 PG 4
Instrument Date	Aug 5, 2020
Instrument	2020-167614
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	512 IRIS LN, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000167615
Date	Aug 11, 2020
Instrument	2020-167615

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 20, 2018
Property Address	512 IRIS LN, SAN RAMON, CA 94582-5539
Document Number	0000042247
Map Reference	MB 337 PG 4
Instrument Date	Mar 8, 2018
Instrument	2018-042247
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	512 IRIS LN, SAN RAMON, CA 94582-5539

Mortgage

Document Number	0000042248
Date	Mar 20, 2018
Instrument	2018-042248

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,734,507 (+2%) Land $772,855 Building $961,652
2025	$20,056.00 (+3.87%) Homeowner's exemption	$1,700,498 (+4.04%) Land $757,701 Building $942,797
2023	$19,309.00 (+0.85%) Homeowner's exemption	$1,634,468 Land $728,280 Building $906,188
2022	$19,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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