520 E Main St, Troy, NC 27371 Property Records

Montgomery County property record for 520 E Main St, Troy, NC 27371 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1939
Square Footage	2,598 sqft Finished Area
Lot Size	24,394 sqft (0.56 acres)
Occupancy	Owner Occupied
Last Sale	$210,000 (2019)
Tax Bill	$1,249.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`7538 11 56 3376`
Alternative APN	`1482150`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,598 sqft Finished Area
Basement Area	849 sqft Basement
Unfinished Basement	849 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Brick Veneer Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	24,394 sqft (0.56 acres)
Depth X Width	283 ft x 84 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	1482150
Street Address	520 E MAIN ST
City	TROY
State	NC
Zip	27371-3318
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FREEMAN E. MAIN STREET
Legal Lot Number	3
Jurisdiction	MONTGOMERY NC
Minor Civil Division	TROY
Census Blockgroup	1
Census Block	1011
Census Tract	960202

Owner

Source: Montgomery County records · APN 7538 11 56 3376

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	520 E MAIN ST, TROY, NC 27371-3318
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Apr 12, 2007 · Amount on Record
Deed Doc Number	2019361118
Deed Book / Page	838 / 163
Record Refreshed	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Nov 26, 2019
Property Address	520 E MAIN ST, TROY, NC 27371-3318
Document Number	0838/0163
Book / Page	0838 / 0163
Instrument Date	Nov 25, 2019
Instrument	361118
Transaction Type	Transfer
Record Updated	Oct 01, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	489 MONTGOMERY SHORES DR, 489, MOUNT GILEAD, NC 27306-8813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E MAIN ST, TROY, NC 27371-3318

Mortgage

Document Number	361119
Date	Nov 26, 2019
Instrument	361119

Lender

Name	UWHARRIE BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Municipality	Troy Town
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,249.00	$203,250 (-) Land $11,692 Building $191,558	$203,250 (-) Land $11,692 Building $191,558
2023		$203,250 Land $11,692 Building $191,558	$203,250 Land $11,692 Building $191,558