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402 E Main St, Troy, NC 27371 Property Records

Montgomery County property record for 402 E Main St, Troy, NC 27371 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1950
Square Footage1,640 sqft Finished Area
Lot Size27,878 sqft (0.64 acres)
OccupancyOwner Occupied
Last Sale$230,000 (2023)
Tax Bill$919.00 (2025)

Property Details

APN / Parcel Number

Primary APN7538 10 46 7355
Alternative APNs
  • 1486925
  • 57703

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,640 sqft Finished Area
Basement Area1,544 sqft Basement
Unfinished Basement1,544 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialBrick Veneer Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area27,878 sqft (0.64 acres)
Depth X Width260 ft x 101 ft Depth x Width
Garage TypeCarport Garage
Garage Area1,312 sqft Garage
CarportCarport
Carport Area1,312 sqft Carport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number1486925
Street Address402 E MAIN ST
CityTROY
StateNC
Zip27371-3316
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWALLACE E. MAIN
JurisdictionMONTGOMERY NC
Minor Civil DivisionTROY
Census Blockgroup1
Census Block1012
Census Tract960202

Owner

Source: Montgomery County records · APN 7538 10 46 7355

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address402 E MAIN ST, TROY, NC 27371-3316
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2023 · Amount on Record
Deed SaleJan 24, 2023 · Amount on Record
Prior SaleJul 22, 2013 · Amount on Record
Deed Doc Number2023376908
Deed Book / Page917 / 195
Record RefreshedJun 08, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateJan 24, 2023
Property Address402 E MAIN ST, TROY, NC 27371-3316
Document Number000917/195
Book / Page917 / 195
Instrument DateJan 24, 2023
Instrument376908
Transaction TypeTransfer
Record UpdatedFeb 02, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$460.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address805 JOHNSTON DR, PINEVILLE, NC 28134-6543

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 E MAIN ST, TROY, NC 27371-3316

Mortgage

Document Number0000376909
DateJan 24, 2023
Instrument376909
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

Mortgage

Document Number000917/218
DateJan 24, 2023
Book Page917/218
Instrument376910
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityTroy Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$919.00$149,434 (-) Land $13,816 Building $135,618$149,434 (-) Land $13,816 Building $135,618
2023$149,434 Land $13,816 Building $135,618$149,434 Land $13,816 Building $135,618

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