610 E Main St, Troy, NC 27371 Property Records

Montgomery County property record for 610 E Main St, Troy, NC 27371 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1940
Square Footage2,911 sqft Finished Area
Lot Size19,602 sqft (0.45 acres)
OccupancyOwner Occupied
Last Sale$350,000 (2023)
Tax Bill$1,043.00 (2025)

Property Details

APN / Parcel Number

Primary APN7538 11 56 7418
Alternative APNs
  • 1483490
  • 1487318

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,911 sqft Finished Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area19,602 sqft (0.45 acres)
Depth X Width160 ft x 110 ft Depth x Width
Garage TypeAttached Garage
Garage Area299 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number1487318
Street Address610 E MAIN ST
CityTROY
StateNC
Zip27371-3320
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHURLEY HOUSE
Legal SubdivisionHOLT LOT
JurisdictionMONTGOMERY NC
Minor Civil DivisionTROY
Census Blockgroup1
Census Block1010
Census Tract960202

Owner

Source: Montgomery County records · APN 7538 11 56 7418

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address610 E MAIN ST, TROY, NC 27371-3320
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 17, 2023Warranty Deed, Transfer
Feb 03, 2020Deed of Trust, Mortgage · Line of Credit
THE FIDELITY BANK
Dec 18, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
CENTRAL TRUST BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2023 · Amount on Record
Deed SaleMay 17, 2023 · Amount on Record
Prior SaleDec 18, 2020 · Amount on Record
Deed Doc Number2023378257
Deed Book / Page923 / 417
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateMay 17, 2023
Property Address610 E MAIN ST, TROY, NC 27371-3320
Document Number000923/417
Book / Page923 / 417
Instrument DateMay 15, 2023
Instrument378257
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
Tax$700.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address610 E MAIN ST, TROY, NC 27371-3320

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NC
Property Address610 E MAIN ST, TROY, NC 27371-3320
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0841/0409
DateFeb 03, 2020
Book Page0841/0409
Instrument361804
Lender
NameTHE FIDELITY BANK
TypeBank
AddressTROY, NC 27371
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateDec 18, 2020
Property Address610 E MAIN ST, TROY, NC 27371-3320
Document Number862/374
Book / Page862 / 374
Instrument DateDec 08, 2020
Instrument366037
Transaction TypeTransfer
Record UpdatedOct 01, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$630.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 443, TROY, NC 27371-0443

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 E MAIN ST, TROY, NC 27371-3320
InvestorPossibly a Property Investor

Mortgage

Document Number366038
DateDec 18, 2020
Instrument366038
Lender
NameCENTRAL TRUST BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityTroy Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,043.00$169,736 (-) Land $9,630 Building $160,106$169,736 (-) Land $9,630 Building $160,106
2023$169,736 Land $9,630 Building $160,106$169,736 Land $9,630 Building $160,106

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