520 E Clark St, Spencer, WI 54479 Property Records

Marathon County property record for 520 E Clark St, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$244,000 (Sep 2025)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`181-2602-053-9971`

Property Details

APN / Parcel Number

Primary APN	`181-2602-053-9971`
Alternative APN	`56-052602-012-006-00-00`

Exterior

Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Street Address	520 E CLARK ST
City	SPENCER
State	WI
Zip	54479-9258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 05-26-02 PT OF SE 1/4 SW 1/4 BEG 90' W OF INCTN W LN HASLOW ST & N LN CLARK ST W 162' N 140' E 162' S 140' TO BEG
Legal Range	02E
Legal Township	26N
Legal Section	05
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2012
Census Tract	2101

Owner

520 E Clark St is owned and occupied by an individual who bought it in September 2025.

Source: Marathon County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	520 E CLARK ST, SPENCER, WI 54479-9258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2025 · Amount on File
Deed Sale	Sep 17, 2025 · Amount on File
Prior Sale	Aug 27, 2015 · Amount on File
Deed Document Number	20251924013
Prior Transfer Date	Sep 11, 2025
Prior Transfer Doc	0001924013
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MARATHON WI
Recording Date	Sep 17, 2025
Property Address	520 E CLARK ST, SPENCER, WI 54479-9258
Document Number	0001924013
Instrument Date	Sep 11, 2025
Instrument	1924013
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	APEX TITLE COMPANY, CAP TITLE & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$732.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E CLARK ST, SPENCER, WI 54479-9258

Mortgage

Document Number	0001924014
Date	Sep 17, 2025
Instrument	1924014

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARATHON WI
Recording Date	Dec 22, 2017
Property Address	520 E CLARK ST, SPENCER, WI 54479-9258
Document Number	0001750660
Instrument Date	Nov 2, 2017
Instrument	1750660
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust

Tax Assessment & Valuation

The 2025 property tax bill for 520 E Clark St was $2,923, up 9.6% from the year before.

Source: Marathon County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00 (+9.64%)	$139,900 (-) Land $21,300 Building $118,600	$177,621 (+10.95%) Land $27,043 Building $150,578
2024	$2,666.00 (+7.24%)	$139,900 (-) Land $21,300 Building $118,600	$160,092 (+5.97%) Land $24,374 Building $135,718
2023	$2,486.00	$139,900 Land $21,300 Building $118,600	$151,067 Land $23,000 Building $128,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 520 E Clark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 520 E Clark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on E Clark St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures