603 E Clark St, Spencer, WI 54479 Property Records

Marathon County property record for 603 E Clark St, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$267,500 (Sep 2026)
Tax Bill	$3,629 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181-2602-082-1029`

Property Details

APN / Parcel Number

Primary APN	`181-2602-082-1029`
Alternative APN	`56-0290-000-002-00-00`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	603 E CLARK ST
City	SPENCER
State	WI
Zip	54479-9710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HASLOW SUBDIVISION LOT 2
Legal Range	02E
Legal Township	26N
Legal Section	08
Legal Subdivision	HASLOW SUBDIVISION
Legal Lot Number	2
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2010
Census Tract	2101

Owner

603 E Clark St is owned and occupied by an individual who bought it in September 2026.

Source: Marathon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	603 E CLARK ST, SPENCER, WI 54479-9710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS STATE BANK/OURAY
Oct 6, 2025	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Sep 4, 2019	Warranty Deed, Transfer · Conventional with PMI SIMPLICITY CU
May 8, 2018	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	20261945193
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARATHON WI
Recording Date	Sep 28, 2026
Property Address	603 E CLARK ST, SPENCER, WI 54479-9710
Document Number	0001945193
Instrument Date	Sep 28, 2026
Instrument	20261945193
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	GOWEY ABSTRACT AND TITLE COMPANY, GOWEY ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81,052.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 E CLARK ST, SPENCER, WI 54479-9710

Mortgage

Document Number	0001945194,
Date	Sep 28, 2026
Instrument	20261945194

Lender

Name	CITIZENS STATE BANK/OURAY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	603 E CLARK ST, SPENCER, WI 54479-9710
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 E CLARK ST, SPENCER, WI 54479-9710

Mortgage

Document Number	0001925022
Date	Oct 6, 2025
Instrument	1925022

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARATHON WI
Recording Date	Sep 4, 2019
Property Address	603 E CLARK ST, SPENCER, WI 54479-9710
Document Number	0001787110
Instrument Date	Sep 4, 2019
Instrument	1787110
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	MIDWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	603 E CLARK ST SPENCER WI 544799710, SPENCER, WI 54479-9710

Mortgage

Document Number	1787111
Date	Sep 4, 2019
Instrument	1787111

Lender

Name	SIMPLICITY CU
Address	MARSHFIELD, WI 54449

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Mortgage

Document Number	1787112,
Date	Sep 4, 2019
Instrument	1787112

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	201 W WASHINGTON AVE # 700, MADISON, WI 53703-2727

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 3, 2029

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARATHON WI
Property Address	603 E CLARK ST, SPENCER, WI 54479-9710
Document Number	0001764762
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	603 E CLARK ST SPENCER WI 544799710, SPENCER, WI 54479-9710

Mortgage

Document Number	0001764762
Date	Aug 23, 2018
Instrument	1764762

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2048

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 603 E Clark St was $3,629 with a homeowner's exemption.

Source: Marathon County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,629.00	$183,500 Land $14,400 Building $169,100	$232,977 Land $18,283 Building $214,694
2023	$3,014.00 Homeowner's exemption	$183,500 Land $14,400 Building $169,100	$198,148 Land $15,549 Building $182,599

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 603 E Clark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 603 E Clark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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