514 E Clark St, Spencer, WI 54479 Property Records

Marathon County property record for 514 E Clark St, Spencer, WI 54479

Property Summary

Property Type	Single Family Home
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$178,400 (Apr 2020)
Tax Bill	$356 (2025)
Deeds & Mortgages	Jan 2021 Transfer Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181-2602-053-9968`

Property Details

APN / Parcel Number

Primary APN	`181-2602-053-9968`
Alternative APN	`56-052602-012-009-00-00`

Exterior

Lot Area	14,810 sqft (0.339 acres)

Location & Zoning

Street Address	514 E CLARK ST
City	SPENCER
State	WI
Zip	54479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	> DEED @ #1603154 NEED CORR
Legal Range	02
Legal Township	26
Legal Section	05
Legal Quarter	SE
Legal Subdivision	CERTIFIED SURV MAP
Jurisdiction	MARATHON WI
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2012
Census Tract	2101

Owner

514 E Clark St is owned by two individuals who bought it in April 2020.

Source: Marathon County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	105 N HASLOW ST, SPENCER, WI 54479-9713
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Correction Deed, Transfer MIDWEST TITLE GROUP LLC
Apr 21, 2020	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020 · Amount on File
Deed Sale	Apr 21, 2020 · Amount on File
Prior Sale	Sep 8, 2011 · Amount on File
Deed Document Number	1801997
Record Updated	Jun 8, 2026

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MARATHON WI
Recording Date	Jan 11, 2021
Property Address	514 E CLARK ST, SPENCER, WI 54479
Document Number	0001824804
Instrument Date	Jan 7, 2021
Instrument	1824804
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	MIDWEST TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	514 E CLARK ST SPENCER WI 54479, SPENCER, WI 54479

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARATHON WI
Recording Date	Apr 21, 2020
Property Address	514 E CLARK ST, SPENCER, WI 54479
Document Number	0001801997
Instrument Date	Apr 20, 2020
Instrument	1801997
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	MIDWEST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 N HASLOW ST, SPENCER, WI 54479-9713

Mortgage

Document Number	0001801998
Date	Apr 21, 2020
Instrument	1801998

Lender

Name	WATERSTONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 514 E Clark St was $356.

Source: Marathon County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
Municipality	Spencer Village
Unified School District	Spencer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$356.00	$20,200 Land $14,800 Building $5,400	$25,646 Land $18,790 Building $6,856
2023	$297.00	$20,200 Land $14,800 Building $5,400	$21,812 Land $15,981 Building $5,831

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 514 E Clark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 E Clark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Country Wireless Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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