Bay County property record for 520 E 9th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 2007 |
| Lot Size | 0.133 acres (5,837 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Oct 2007) |
| Tax Bill | $809 (2025) |
| Deeds & Mortgages | May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18017-000-000 |
| Primary APN | 18017-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,368 sqft Heated Area |
| Gross Area | 1,393 sqft |
| 1st Floor Area | 1,368 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,837 sqft (0.133 acres) |
| Lot Dimensions | 154 ft deep x 38 ft wide |
| Driveway | Driveway |
| Driveway Area | 420 sqft |
| Porch | Porch |
| Porch Area | 25 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 520 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2968 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | 4 4S 14W UP -653- 69A BEG 205' W OF NW COR LOT 14 BLK 1 PINEVIEW ADD W 38' S 154' E |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | PINEVIEW |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 1600 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 520 E 9TH ST, PANAMA CITY, FL 32401-2968 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2007 · Amount on Record |
| Deed Sale | Oct 22, 2007 · Amount on Record |
| Prior Sale | Oct 22, 2007 · Amount on Record |
| Deed Document Number | 0029871025 |
| Deed Book / Page | 2987 / 1025 |
| Last Transfer Date | May 17, 2019 |
| Transfer Doc | 0041240983 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 17, 2019 |
| Property Address | 520 E 9TH ST, PANAMA CITY, FL 32401-2968 |
| Document Number | 0041240983 |
| Book / Page | 004124 / 000983 |
| Instrument Date | May 17, 2019 |
| Instrument | 47780 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 E 9TH ST PANAMA CITY BEACH FL 324012968, PANAMA CITY BEACH, FL 32401-2968 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $809.00 (-25.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $103,288 (+5.99%) | $130,589 (+14.52%) Land $12,282 Building $118,307 |
| 2023 | $1,085.00 (-0.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $97,453 (+3%) | $114,036 (+10.92%) Land $10,362 Building $103,674 |
| 2022 | $1,093.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $94,615 | $102,806 Land $7,714 Building $95,092 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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