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518 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 518 E 9th St, Panama City, FL 32401

Property Summary

Property TypeMobile Home
Details4 bd · 3 ba · 2,340 sqft · built 2019
Lot Size0.353 acres (15,376 sqft)
Owner2 Individual Names on Record
Last Sale$14,000 (Feb 2019)
Tax Bill$1,281 (2025)
Deeds & MortgagesApr 2019 Mortgage
Feb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN18018-000-000

Property Details

APN / Parcel Number

Primary APN18018-000-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,340 sqft Living Area
1st Floor Area2,340 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,376 sqft (0.353 acres)
Lot Dimensions154 ft deep x 100 ft wide
DrivewayDriveway
Driveway Area832 sqft
PorchScreened Porch
Porch Area127 sqft
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address518 E 9TH ST
CityPANAMA CITY
StateFL
Zip32401-2968
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodePC04
Legal Description4 4S 14W UP -653- 69A BEG 243 W OF NW COR LOT 14 BLK 1PINEVIEW ADD. W 100 S 154 E 100 N 154 TO BEG SUB TO ESMT REC IN ORB 351 P 435 ORB 4094 P 2289
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionPINEVIEW ADD
Legal Block1
Legal Lot Number14
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2034
Census Tract1600

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address518 E 9TH ST, PANAMA CITY, FL 32401-2968
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2019Deed of Trust, Mortgage
MISCELLANEOUS GOVT AGCY
Feb 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Deed Document Number201922242
Deed Book / Page4094 / 2289
Prior Transfer DateJun 5, 2008
Prior Transfer Doc0030560820
Record UpdatedJun 8, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address518 E 9TH ST, PANAMA CITY, FL 32401-2968
Document Number0041091383
Instrument DateApr 3, 2019
Transaction TypeMortgage
Record UpdatedApr 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address518 E 9TH ST PANAMA CITY FL 324012968, PANAMA CITY, FL 32401-2968

Mortgage

Document Number0041091383
DateApr 8, 2019
Book Page004109/001383
Instrument35366
Lender
NameMISCELLANEOUS GOVT AGCY
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount Recorded
Term360 Months
DueApr 7, 2049

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateFeb 27, 2019
Property Address518 E 9TH ST, PANAMA CITY, FL 32401-2968
Document Number0040942289
Book / Page004094 / 002289
Instrument DateFeb 17, 2019
Instrument22242
Transaction TypeTransfer
Record UpdatedMar 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6630 TILLMAN RD SOUTHPORT FL 324091428, SOUTHPORT, FL 32409-1428

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,281.00 (-7.31%) Homeowner's exemption$123,189 (+2.9%)$135,894 (+3.03%) Land $32,320 Building $103,574
2024$1,382.00 (-5.34%) Homeowner's exemption$119,717 (+3%)$131,892 (+5.55%) Land $30,300 Building $101,592
2023$1,460.00 (+1.25%) Homeowner's exemption$116,230 (+3%)$124,961 (+10.74%) Land $27,270 Building $97,691
2022$1,442.00 Homeowner's exemption$112,845 Land $20,301 Building $92,544$112,845 Land $20,301 Building $92,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims9 (2008–2023)
Claims Outside the SFHA6 of 9
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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