Bay County property record for 512 E 9th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $13,000 (Apr 2020) |
| Tax Bill | $379 (2025) |
| Deeds & Mortgages | Jul 2021 Sale Apr 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16694-000-000 |
| Primary APN | 16694-000-000 |
|---|
| Lot Area | 11,238 sqft (0.258 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Street Address | 512 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2968 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC04 |
| Legal Description | 4 4S 14W -233- 69A BEG NE COR OF E1/2 OF NE1/4 OF SW1/4 OF SW1/4 TH W 75 S 150 E 75 N 150 TO BEG ORB 4815 P 1588 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | ST ANDREWS BAY DEVELOPMENT COMPANYS PLAT |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 1600 |
Source: Bay County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 723 HARMON AVE, PANAMA CITY, FL 32401-2905 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2021 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 27, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2020 · Amount on Record |
| Deed Sale | Apr 27, 2020 · Amount on Record |
| Prior Sale | Oct 22, 2003 · Amount on Record |
| Deed Document Number | 202028103 |
| Deed Book / Page | 4246 / 322 |
| Last Transfer Date | Jun 26, 2024 |
| Transfer Doc | 0048151588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 6, 2021 |
| Property Address | 512 E 9TH ST, PANAMA CITY, FL 32401-2968 |
| Document Number | 0044291826 |
| Book / Page | 4429 / 1826 |
| Instrument Date | Jul 6, 2021 |
| Instrument | 2021051199 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 913 HAMILTON AVE, PANAMA CITY, FL 32401-3418 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 27, 2020 |
| Property Address | 512 E 9TH ST, PANAMA CITY, FL 32401-2968 |
| Document Number | 0042460322 |
| Book / Page | 004246 / 000322 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 28103 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $91.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 913 HAMILTON AVE PANAMA CITY FL 324013418, PANAMA CITY, FL 32401-3418 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $379.00 (+13.47%) | $24,000 (+18.52%) Land $24,000 | $24,000 (+18.52%) Land $24,000 |
| 2024 | $334.00 (-30.85%) | ||
| 2023 | $483.00 (+11.81%) | $20,250 (+34.33%) Land $20,250 | $20,250 (+34.33%) Land $20,250 |
| 2022 | $432.00 | $15,075 Land $15,075 | $15,075 Land $15,075 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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