Otsego County and Unadilla Town property record for 520 Co Hwy 1, Mount Upton, NY 13809
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,484 sqft · built 1865 |
| Lot Size | 4.75 acres (206,910 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $141,000 (Feb 2007) |
| Tax Bill | $3,822 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 327.00-2-8.00 |
| Primary APN | 366289 327.00-2-8.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,484 sqft Living Area |
| 1st Floor Area | 1,868 sqft |
| 2nd Floor Area | 1,616 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Architectural Style | Traditional |
| Lot Area | 206,910 sqft (4.75 acres) |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 260 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 204106 |
|---|---|
| Street Address | 520 COUNTY HIGHWAY 1 |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 591602 |
520 Co Hwy 1 is owned and occupied by two individuals who bought it in February 2007.
Source: Otsego County and Unadilla Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 COUNTY HIGHWAY 1, MOUNT UPTON, NY 13809-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2007 · Amount on File |
| Deed Sale | Feb 26, 2007 · Amount on File |
| Deed Book / Page | 1102 / 138 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 520 Co Hwy 1 was $3,822 with a homeowner's exemption, up 10.4% from the year before.
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Sidney Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,822.00 (+10.37%) Homeowner's exemption | ||
| 2025 | $3,463.00 | $93,000 Land $21,800 Building $71,200 | $226,829 Land $53,171 Building $173,658 |
| 2023 | $93,000 Land $21,800 Building $71,200 | $197,872 Land $46,383 Building $151,489 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 520 Co Hwy 1 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Co Hwy 1 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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