464 Co Hwy 1, Mount Upton, NY 13809 Property Records

Otsego County and Unadilla Town property record for 464 Co Hwy 1, Mount Upton, NY 13809 · Last verified May 2026

Property Summary

Property Type	Rural Home
Details	5 bd · 2.5 ba · 2,320 sqft · built 1956
Lot Size	17 acres (742,698 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Nov 2022)
Tax Bill	$6,887 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`366289 332.00-1-89.01`

Property Details

APN / Parcel Number

Primary APN	`366289 332.00-1-89.01`
Alternative APNs	`36628933200000010890000000` `080320`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	2,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Lot Area	742,698 sqft (17 acres)
Lot Width	661 ft Width
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	262 sqft
Patio Area	25 sqft
Shed	1 Shed
Canopy	72 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	080320
Street Address	464 COUNTY HIGHWAY 1
City	MOUNT UPTON
State	NY
Zip	13809-2103
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Block	1
Legal Lot Number	89.001
Jurisdiction	OTSEGO NY
Township / Civil Division	UNADILLA
Census Block Group	2
Census Block	2008
Census Tract	591602

Owner

Source: Otsego County and Unadilla Town records · APN 366289 332.00-1-89.01

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	138 COUNTY HIGHWAY 2, MOUNT UPTON, NY 13809-2105
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2022 · Amount on Record
Deed Sale	Nov 08, 2022 · Amount on Record
Deed Document Number	20226173
Record Updated	Jun 08, 2026

November 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 08, 2022
Property Address	464 COUNTY HIGHWAY 1, MOUNT UPTON, NY 13809-2103
Document Number	0000000173
Instrument Date	Nov 04, 2022
Instrument	2022-6173
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 PINE SWAMP RD, SIDNEY CENTER, NY 13839-1177

Mortgage

Document Number	0000000174
Date	Nov 08, 2022
Instrument	2022-6174

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otsego County and Unadilla Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Unadilla Town
Unified School District	Sidney Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,887.00	$103,900 (-) Land $15,200 Building $88,700	$253,415 (+14.63%) Land $37,073 Building $216,342
2023		$103,900 Land $15,200 Building $88,700	$221,064 Land $32,340 Building $188,724

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360775916022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Nearby Flood Policies	25 in force 20 of 25 on primary residences
Nearby Flood Claims	13 (2006–2011)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2011, river or lake flooding, Remnants Of Tropical Storm Lee
Flood Events	Remnants Of Tropical Storm Lee (Sep 2011), 11 claims Severe Storms And Flooding (Jun 2006), 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.