Otsego County and Unadilla Town property record for 551 Co Hwy 1, Mount Upton, NY 13809
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,061 sqft · built 2005 |
| Lot Size | 5.05 acres (219,978 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Sep 2019) |
| Tax Bill | $12,125 (2026) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 327.00-2-11.00 |
| Primary APN | 366289 327.00-2-11.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,061 sqft Living Area |
| 1st Floor Area | 2,935 sqft |
| Upper Floors Area | 1,126 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Contemporary |
| Lot Area | 219,978 sqft (5.05 acres) |
| Garage Type | Attached |
| Garage Area | 1,088 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 1,100 sqft |
| Patio Area | 600 sqft |
| Shed | 1 Shed |
| Shed Area | 40 sqft |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 204406 |
|---|---|
| Street Address | 551 COUNTY HIGHWAY 1 |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 591602 |
Source: Otsego County and Unadilla Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 551 COUNTY HIGHWAY 1, MOUNT UPTON, NY 13809-2104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2019 · Amount on File |
| Deed Sale | Sep 9, 2019 · Amount on File |
| Deed Document Number | 20194053 |
| Prior Transfer Date | Jan 29, 2008 |
| Prior Transfer Doc | 0011110836 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Sep 9, 2019 |
| Property Address | 551 COUNTY HIGHWAY 1, MOUNT UPTON, NY 13809-2104 |
| Document Number | 0000004053 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 4053 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2019 |
| Title Company | COOPER COUNTRY ABSTRACT, COOPER CNTRY ABS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 127 WHITE STORE RD NORWICH NY 138153478, NORWICH, NY 13815-3478 |
| Document Number | 4054 |
|---|---|
| Date | Sep 9, 2019 |
| Instrument | 4054 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2049 |
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Sidney Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,125.00 (+0.6%) | ||
| 2025 | $12,053.00 | $297,200 (-) Land $22,300 Building $274,900 | $724,878 (+14.63%) Land $54,390 Building $670,488 |
| 2023 | $297,200 Land $22,300 Building $274,900 | $632,340 Land $47,447 Building $584,893 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures