520 Cherry Ln, Fletcher, OH 45326 Property Records

Miami County property record for 520 Cherry Ln, Fletcher, OH 45326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,915 sqft · built 2022
Lot Size	0.382 acres (16,640 sqft)
Owner	Individual Name on Record
Tax Bill	$3,965 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B05-006160`

Property Details

APN / Parcel Number

Primary APN	`B05-006160`
Alternative APN	`021130.1-09-004-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
1st Floor Area	1,915 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	16,640 sqft (0.382 acres)
Lot Dimensions	174 ft deep x 95.5 ft wide
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	117 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	520 CHERRY LN
City	FLETCHER
State	OH
Zip	45326-8778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 323 CHERRY LANE SUB
Legal Subdivision	CHERRY LANE SUB
Legal Lot Number	323
Jurisdiction	MIAMI OH
Township / Civil Division	BROWN
Census Block Group	2
Census Block	2045
Census Tract	390100

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	520 CHERRY LN, FLETCHER, OH 45326-8778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit MICHAEL S HYNEK
Jul 14, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025
Deed Sale	Sep 2, 2025
Prior Sale	Jun 18, 2024 · Amount on Record
Deed Document Number	2025OR-09854
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	520 CHERRY LN, FLETCHER, OH 45326-8778
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 TROY URBANA RD, TROY, OH 45373-9754
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002567
Date	Mar 14, 2024
Instrument	2024OR-02567

Lender

Name	MICHAEL S HYNEK
Type	Private Party
Address	3400 WELBORN ST, DALLAS, TX 75219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 12, 2025

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Jul 14, 2022
Property Address	520 CHERRY LN, FLETCHER, OH 45326-8778
Document Number	0000010667
Map Reference	VOL 29 PG 27
Instrument Date	Jul 13, 2022
Instrument	2022OR-10667
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 TROY URBANA RD, TROY, OH 45373-9754
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010668
Date	Jul 14, 2022
Instrument	2022OR-10668

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000010674
Date	Jul 14, 2022
Instrument	2022OR-10674

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Fletcher Village
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,965.00 (+101.58%)	$118,690 (+127.59%) Land $8,230 Building $110,460	$339,100 (+127.58%) Land $23,500 Building $315,600
2024	$1,967.00 (+662.4%)	$52,150 (+652.53%) Land $6,930 Building $45,220
2023	$258.00 (+658.82%)	$6,930 (+725%) Land $6,930	$149,000 (+6,108.33%) Land $19,800 Building $129,200
2022	$34.00	$840 Land $840	$2,400 Land $2,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLETCHER VILLAGE PWS serves 461 people · EPA ID OH5500412
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.59 mg/L (2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Imagine Networks.

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