515 Cherry Ln, Fletcher, OH 45326 Property Records

Miami County property record for 515 Cherry Ln, Fletcher, OH 45326

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,915 sqft · built 2022
Lot Size0.369 acres (16,074 sqft)
OwnerCompany Name on Record
Tax Bill$2,360 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Jul 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNB05-006120

Property Details

APN / Parcel Number

Primary APNB05-006120
Alternative APN
  • 021130.1-09-006-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,915 sqft Living Area
1st Floor Area3,830 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area16,074 sqft (0.369 acres)
Lot Dimensions154 ft deep x 104 ft wide
Garage Area1,080 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area117 sqft
Patio Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address515 CHERRY LN
CityFLETCHER
StateOH
Zip45326-8777
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 321 CHERRY LANE SUB
Legal SubdivisionCHERRY LANE SUB
Legal Lot Number321
JurisdictionMIAMI OH
Township / Civil DivisionBROWN
Census Block Group2
Census Block2045
Census Tract390100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1400 TROY URBANA RD, TROY, OH 45373-9754
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Deed of Trust, Mortgage · Line of Credit
NONE LISTED ON DOCUMENT
Jul 14, 2022Deed of Trust, Mortgage · Commercial Mortgage
MCU FINANCIAL CENTER CU
Jul 14, 2022Intrafamily Transfer, Transfer · Commercial Mortgage
MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 17, 2024
Transfer Doc0000013221
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Recording DateApr 23, 2026
Property Address515 CHERRY LN, FLETCHER, OH 45326-8777
Document Number0000004853
Instrument DateApr 22, 2026
Instrument20264853
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address1400 TROY URBANA RD, TROY, OH 45373-9754

Mortgage

Document Number0000004853,
DateApr 23, 2026
Instrument20264853
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address515 CHERRY LN, FLETCHER, OH 45326-8777
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 TROY URBANA RD, TROY, OH 45373-9754
InvestorPossibly a Property Investor

Mortgage

Document Number0000010686
DateJul 14, 2022
Instrument2022OR-10686
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
AddressCLEVELAND, OH 44114
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIAMI OH
Recording DateJul 14, 2022
Property Address515 CHERRY LN, FLETCHER, OH 45326-8777
Document Number0000010667
Map ReferenceVOL 29 PG 27
Instrument DateJul 13, 2022
Instrument2022OR-10667
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1400 TROY URBANA RD, TROY, OH 45373-9754
InvestorPossibly a Property Investor

Mortgage

Document Number0000010668
DateJul 14, 2022
Instrument2022OR-10668
Lender
NameMCU FINANCIAL CENTER CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
MunicipalityFletcher Village
Unified School DistrictMiami East Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,360.00 (+60.87%)$71,510 (+83.88%) Land $8,300 Building $63,210$204,300 (+83.89%) Land $23,700 Building $180,600
2024$1,467.00 (+468.6%)$38,890 (+461.18%) Land $6,930 Building $31,960
2023$258.00 (+658.82%)$6,930 (+725%) Land $6,930$111,100 (+4,529.17%) Land $19,800 Building $91,300
2022$34.00$840 Land $840$2,400 Land $2,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLETCHER VILLAGE PWS
serves 461 people · EPA ID OH5500412
Water SourceGroundwater
Last State InspectionApr 2025
Lead1 ppb (2026)
action level 15 ppb
Copper1.59 mg/L (2023)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: Imagine Networks.

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