Miami County property record for 515 Cherry Ln, Fletcher, OH 45326
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,915 sqft · built 2022 |
| Lot Size | 0.369 acres (16,074 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,360 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B05-006120 |
| Primary APN | B05-006120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,915 sqft Living Area |
| 1st Floor Area | 3,830 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 16,074 sqft (0.369 acres) |
| Lot Dimensions | 154 ft deep x 104 ft wide |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 117 sqft |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 515 CHERRY LN |
|---|---|
| City | FLETCHER |
| State | OH |
| Zip | 45326-8777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 321 CHERRY LANE SUB |
| Legal Subdivision | CHERRY LANE SUB |
| Legal Lot Number | 321 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | BROWN |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 390100 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1400 TROY URBANA RD, TROY, OH 45373-9754 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Jul 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Jul 14, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 17, 2024 |
| Transfer Doc | 0000013221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Apr 23, 2026 |
| Property Address | 515 CHERRY LN, FLETCHER, OH 45326-8777 |
| Document Number | 0000004853 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20264853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 1400 TROY URBANA RD, TROY, OH 45373-9754 |
| Document Number | 0000004853, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 20264853 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 515 CHERRY LN, FLETCHER, OH 45326-8777 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1400 TROY URBANA RD, TROY, OH 45373-9754 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010686 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022OR-10686 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44114 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 14, 2022 |
| Property Address | 515 CHERRY LN, FLETCHER, OH 45326-8777 |
| Document Number | 0000010667 |
| Map Reference | VOL 29 PG 27 |
| Instrument Date | Jul 13, 2022 |
| Instrument | 2022OR-10667 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 TROY URBANA RD, TROY, OH 45373-9754 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010668 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 2022OR-10668 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| Municipality | Fletcher Village |
| Unified School District | Miami East Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,360.00 (+60.87%) | $71,510 (+83.88%) Land $8,300 Building $63,210 | $204,300 (+83.89%) Land $23,700 Building $180,600 |
| 2024 | $1,467.00 (+468.6%) | $38,890 (+461.18%) Land $6,930 Building $31,960 | |
| 2023 | $258.00 (+658.82%) | $6,930 (+725%) Land $6,930 | $111,100 (+4,529.17%) Land $19,800 Building $91,300 |
| 2022 | $34.00 | $840 Land $840 | $2,400 Land $2,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLETCHER VILLAGE PWS serves 461 people · EPA ID OH5500412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.59 mg/L (2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Imagine Networks.
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