Lauderdale County property record for 520 Acton Dr, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,626 sqft · built 1973 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,000 (Sep 2018) |
| Tax Bill | $619 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-08-27-0-004-011-000 |
| Primary APN | 16-08-27-0-004-011-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 1,626 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 205 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 93055 |
|---|---|
| Street Address | 520 ACTON DR |
| City | FLORENCE |
| State | AL |
| Zip | 35634-2461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 100 X 205 IRR LAKE COVES SD RES BLK B LOT 4 .56 AC/C SEC 27 T2S R10W PB 3 PG 155 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | LAKE COVES |
| Legal Block | B |
| Legal Lot Number | 4 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 11503 |
Source: Lauderdale County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 ACTON DR, FLORENCE, AL 35634-2461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST |
| Sep 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage PROGRESS BANK & TRUST |
| Jun 29, 2017 | Warranty Deed, Transfer · Conventional Mortgage GMFS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2018 · Amount on Record |
| Deed Sale | Sep 11, 2018 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 0201839308 |
| Deed Book / Page | 2018 / 39308 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 520 ACTON DR, FLORENCE, AL 35634-2461 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/39310 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 2018/39310 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Sep 11, 2018 |
| Property Address | 520 ACTON DR, FLORENCE, AL 35634-2461 |
| Document Number | 2018/39308 |
| Book / Page | 2018 / 39308 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 590 ACTON DR, 590, FLORENCE, AL 35634-2450 |
| Name | Verified Name |
|---|---|
| Address | 520 ACTON DR, FLORENCE, AL 35634-2461 |
| Document Number | 2018/39310 |
|---|---|
| Date | Sep 11, 2018 |
| Book Page | 2018/39310 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jun 29, 2017 |
| Property Address | 520 ACTON DR, FLORENCE, AL 35634-2461 |
| Document Number | 2017/28434 |
| Book / Page | 2017 / 28434 |
| Instrument Date | Jun 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10472 HIGHWAY 64, 10472, LEXINGTON, AL 35648-3012 |
| Name | Verified Name |
|---|---|
| Address | 520 ACTON DR, FLORENCE, AL 35634-2461 |
| Document Number | 2017/28436 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 2017/28436 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $619.00 (+3.69%) Homeowner's exemption | $17,920 (+3.7%) | $179,240 (+3.69%) Land $9,400 Building $169,840 |
| 2024 | $597.00 (+6.23%) Homeowner's exemption | $17,280 (+1,957.14%) Land $920 Building $16,360 | $172,860 (+6.18%) Land $9,200 Building $163,660 |
| 2023 | $562.00 (-31.46%) Homeowner's exemption | $840 (-93.96%) Land $840 | $162,800 (+17.21%) Land $8,400 Building $154,400 |
| 2022 | $13,900 | $138,900 Land $9,700 Building $129,200 | |
| 2018 | $820.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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