475 Acton Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 475 Acton Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,982 sqft · built 1956
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$411,000 (Jun 2021)
Tax Bill	$1,414 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-07-26-0-003-010-000`

Property Details

APN / Parcel Number

Primary APN	`16-07-26-0-003-010-000`
Alternative APNs	`100268` `21396`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,982 sqft Living Area
1st Floor Area	1,982 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Patio Area	144 sqft
Bath House	144 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	100268
Street Address	475 ACTON DR
City	FLORENCE
State	AL
Zip	35634-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	75.5 X 210 IRR LAKE COVES SD RESUR BLK A LOT 12 PB 3 PG 155 SEC 26 T2S R10W .4 AC/C
Legal Range	10W
Legal Township	02S
Legal Section	26
Legal Subdivision	LAKE COVES RES OF BLOCKS B,C,E
Legal Block	A
Legal Lot Number	12
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1006
Census Tract	11503

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9167 TURTLE POINT DR, KILLEN, AL 35645-2853
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	0202135851
Deed Book / Page	2021 / 35851
Record Updated	Jun 8, 2026

June 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jun 8, 2021
Property Address	475 ACTON DR, FLORENCE, AL 35634-2444
Document Number	2021/35851
Book / Page	2021 / 35851
Instrument Date	Jun 2, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 HARBOR CLOSE, KILLEN, AL 35645-8983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 BRENTWOOD, MUSCLE SHOALS, AL 35661-4762

Mortgage

Document Number	0202135853
Date	Jun 8, 2021
Instrument	2021/35853

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,414.00	$40,400 (-)	$403,780 (-) Land $227,100 Building $176,680
2024	$1,414.00 (-50.83%)	$40,400 (-11.05%) Land $22,720 Building $17,680	$403,780 (-) Land $227,100 Building $176,680
2023	$2,876.00 (+21.35%)	$45,420 (-31.49%) Land $45,420	$403,780 (+21.8%) Land $227,100 Building $176,680
2022	$2,370.00	$66,300	$331,500 Land $194,700 Building $136,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20