Lauderdale County property record for 525 Acton Dr, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,437 sqft · built 2019 |
| Lot Size | 0.78 acres (33,977 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,000 (Oct 2017) |
| Tax Bill | $1,729 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-08-27-0-004-014-000 |
| Primary APN | 16-08-27-0-004-014-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,437 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| 2nd Floor Area | 762 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 33,977 sqft (0.78 acres) |
| Lot Dimensions | 198 ft deep x 79 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 80357 |
|---|---|
| Street Address | 525 ACTON DR |
| City | FLORENCE |
| State | AL |
| Zip | 35634-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 169.78WF X 156.65 IRR .78 AC/C RESUB OF LOT 13 BLK A LAKE COVES SD LOT 13A & 13B SEC 27 T2S R10W PB 7 PG 341 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | LAKE COVES |
| Legal Block | A |
| Legal Lot Number | 13A,13 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 11503 |
Source: Lauderdale County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 525 ACTON DR, FLORENCE, AL 35634-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2023 | Deed of Trust, Mortgage · Line of Credit ALABAMA CENTRAL CU |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST |
| Jun 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHAMPION COMMUNITY CU |
| Oct 27, 2017 | Survivorship Deed, Transfer |
| May 16, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2017 · Amount on Record |
| Deed Sale | Oct 27, 2017 · Amount on Record |
| Prior Sale | May 16, 2017 · Amount on Record |
| Deed Document Number | 0201747793 |
| Deed Book / Page | 2017 / 47793 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 525 ACTON DR, FLORENCE, AL 35634-2445 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2023/32482 |
|---|---|
| Date | Aug 8, 2023 |
| Book Page | 2023/32482 |
| Name | ALABAMA CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 27, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 525 ACTON DR, FLORENCE, AL 35634-2445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020/34790 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 2020/34790 |
| Name | PROGRESS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 525 ACTON DR, FLORENCE, AL 35634-2445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2019/25992 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 2019/25992 |
| Name | CHAMPION COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 31, 2034 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Oct 27, 2017 |
| Property Address | 525 ACTON DR, FLORENCE, AL 35634-2445 |
| Document Number | 2017/47793 |
| Book / Page | 2017 / 47793 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 256 CYPRESS CREEK DR, 256, FLORENCE, AL 35633-1711 |
| Name | Verified Name |
|---|---|
| Address | 204 MYRTLE DR, FLORENCE, AL 35634-2233 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | May 16, 2017 |
| Property Address | 525 ACTON DR, FLORENCE, AL 35634-2445 |
| Document Number | 2017/20815 |
| Book / Page | 2017 / 20815 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4153 ALSTON LN, 4153, VESTAVIA, AL 35242-7432 |
| Name | Verified Name |
|---|---|
| Address | 256 CYPRESS CREEK DR, FLORENCE, AL 35633-1711 |
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,729.00 (-9.38%) Homeowner's exemption | $49,620 (-9.35%) | $496,060 (-9.33%) Land $219,900 Building $276,160 |
| 2024 | $1,908.00 (+36.19%) Homeowner's exemption | $54,740 (+377.66%) Land $25,940 Building $28,800 | $547,100 (+35.93%) Land $259,200 Building $287,900 |
| 2023 | $1,401.00 (+26.67%) Homeowner's exemption | $11,460 (-64.01%) Land $11,460 | $402,500 (+26.45%) Land $114,600 Building $287,900 |
| 2022 | $1,106.00 Homeowner's exemption | $31,840 | $318,300 Land $100,400 Building $217,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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