520 1st St, Oradell, NJ 07649 Property Records

Bergen County and Oradell Borough property record for 520 1st St, Oradell, NJ 07649

Property Summary

Property TypeSingle Family Home
Details2,430 sqft · built 1952
Lot Size0.29 acres (12,637 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Apr 2018)
Tax Bill$15,553 (2025)
Deeds & MortgagesMay 2021 Mortgage
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN44-01304-0000-00002

Property Details

APN / Parcel Number

Primary APN44-01304-0000-00002
Alternative APNs
  • 440130400002
  • 082100

Interior

Stories1 Story
Building Area2,430 sqft Living Area
1st Floor Area2,430 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialBrick
Construction TypeBrick
Lot Area12,637 sqft (0.29 acres)
Lot Dimensions108 ft deep x 117 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number082100
Street Address520 1ST ST
CityORADELL
StateNJ
Zip07649-1728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description117X108
Legal SubdivisionDELFORD LAND CO
Legal Block1304
Legal Lot Number2
JurisdictionBERGEN NJ
Township / Civil DivisionORADELL
Census Block Group1
Census Block1015
Census Tract40001

Owner

Source: Bergen County and Oradell Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address520 1ST ST, ORADELL, NJ 07649-1728
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 17, 2018Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2018 · Amount on Record
Deed SaleApr 17, 2018 · Amount on Record
Prior SaleSep 17, 2007 · Amount on Record
Deed Document Number201818-026352
Deed Book / Page2913 / 2124
Last Transfer DateMay 18, 2020
Transfer Doc0041210622
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateMay 4, 2021
Property Address520 1ST ST, ORADELL, NJ 07649-1728
Document Number0041210622
Book / Page4121 / 622
Instrument DateMay 18, 2020
Instrument2021069444
Transaction TypeTransfer
Record UpdatedJun 9, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 1ST ST, ORADELL, NJ 07649-1728

Mortgage

Document Number2021069445
DateMay 4, 2021
Instrument2021069445
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term169 Months
DueJun 1, 2035

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 17, 2018
Property Address520 1ST ST, ORADELL, NJ 07649-1728
Document Number0029132124
Book / Page2913 / 2124
Instrument DateMar 29, 2018
Instrument00018-026352
Transaction TypeTransfer
Record UpdatedNov 2, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 1ST ST, ORADELL, NJ 07649-1728

Tax Assessment & Valuation

Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityOradell Borough
Elementary School DistrictOradell Borough School District (KG - 06)
Secondary School DistrictRiver Dell Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$718,000 (+5.95%) Land $397,900 Building $320,100$718,000 (+5.95%) Land $397,900 Building $320,100
2025$15,553.00 (-5.74%)$677,700 (+12.28%) Land $367,000 Building $310,700$677,700 (+12.28%) Land $367,000 Building $310,700
2024$16,500.00 (+7.71%)
2023$603,600 Land $329,000 Building $274,600$603,600 Land $329,000 Building $274,600
2022$15,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
980 / 880

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