Bergen County and Oradell Borough property record for 495 1st St, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,888 sqft · built 1927 |
| Lot Size | 0.227 acres (9,875 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Aug 1999) |
| Tax Bill | $15,184 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-01301-0000-00016 |
| Primary APN | 44-01301-0000-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,888 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 9,875 sqft (0.227 acres) |
| Lot Dimensions | 125 ft deep x 79 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 056400 |
|---|---|
| Street Address | 495 1ST ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 79X125 |
| Legal Subdivision | DELFORD LAND CO |
| Legal Block | 1301 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40001 |
495 1st St is owned and occupied by an individual who acquired it in January 2008.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 495 1ST ST, ORADELL, NJ 07649-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Sep 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NJ LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 1999 · Amount on File |
| Deed Sale | Aug 10, 1999 · Amount on File |
| Deed Document Number | 1999136917 |
| Deed Book / Page | 8196 / 511 |
| Last Transfer Date | Jan 28, 2008 |
| Transfer Doc | 0094910335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 495 1ST ST, ORADELL, NJ 07649-1705 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0040361900 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 4036/1900 |
| Instrument | 2021043562 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 495 1ST ST, ORADELL, NJ 07649-1705 |
| Document Number | 0030661422 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2018 |
| Title Company | PRESTIGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 495 1ST ST ORADELL NJ 076491705, ORADELL, NJ 07649-1705 |
| Document Number | 0030661422 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 003066/001422 |
| Instrument | 69302 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
The 2025 property tax bill for 495 1st St was $15,184, down 5.8% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $699,300 (+5.7%) Land $384,800 Building $314,500 | $699,300 (+5.7%) Land $384,800 Building $314,500 | |
| 2025 | $15,184.00 (-5.76%) | $661,600 Land $356,300 Building $305,300 | $661,600 Land $356,300 Building $305,300 |
| 2024 | $16,112.00 | ||
| 2023 | $589,200 Land $319,400 Building $269,800 | $589,200 Land $319,400 Building $269,800 | |
| 2022 | $14,939.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 495 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 495 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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