Bergen County and Oradell Borough property record for 487 1st St, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,779 sqft · built 1949 |
| Lot Size | 0.212 acres (9,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $835,000 (Mar 2025) |
| Tax Bill | $15,067 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-01301-0000-00015 |
| Primary APN | 44-01301-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,779 sqft Living Area |
| 1st Floor Area | 1,779 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 9,252 sqft (0.212 acres) |
| Lot Dimensions | 125 ft deep x 74 ft wide |
| Account Number | 056500 |
|---|---|
| Street Address | 487 1ST ST |
| City | ORADELL |
| State | NJ |
| Zip | 07649-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 74X125 |
| Legal Subdivision | ORADELL BOROUGH |
| Legal Block | 1301 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40001 |
487 1st St is owned and occupied by an individual who bought it in March 2025.
Source: Bergen County and Oradell Borough records, as of October 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 487 1ST ST, ORADELL, NJ 07649-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Aug 21, 2019 | Deed with Mortgage, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2025 · Amount on File |
| Deed Sale | Mar 28, 2025 · Amount on File |
| Prior Sale | Aug 21, 2019 · Amount on File |
| Deed Document Number | 202522552 |
| Deed Book / Page | 5466 / 359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 487 1ST ST, ORADELL, NJ 07649-1705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039990287 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 3999/287 |
| Instrument | 2021031795 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 21, 2019 |
| Property Address | 487 1ST ST, ORADELL, NJ 07649-1705 |
| Document Number | 0033280374 |
| Book / Page | 003328 / 000374 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 54820 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $519.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 487 1ST ST ORADELL NJ 076491705, ORADELL, NJ 07649-1705 |
| Document Number | 33280379 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 003328/000379 |
| Instrument | 54820 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2049 |
The 2025 property tax bill for 487 1st St was $15,067, up 7.3% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $683,400 (+4.1%) Land $373,500 Building $309,900 | $683,400 (+4.1%) Land $373,500 Building $309,900 | |
| 2025 | $15,067.00 (+7.25%) | $656,500 Land $347,200 Building $309,300 | $656,500 Land $347,200 Building $309,300 |
| 2024 | $14,048.00 | ||
| 2023 | $513,800 Land $311,500 Building $202,300 | $513,800 Land $311,500 Building $202,300 | |
| 2022 | $13,017.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 487 1st St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 487 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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