52 Westerly Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 52 Westerly Rd, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,554 sqft · built 1953
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Oct 2020)
Tax Bill	$13,043 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`58-01701-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`58-01701-0000-00028`
Alternative APNs	`580170100028` `061700`

Interior

Stories	1 Story
Building Area	3,554 sqft Living Area
1st Floor Area	3,554 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	87,120 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	061700
Street Address	52 WESTERLY RD
City	SADDLE RIVER
State	NJ
Zip	07458-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.0 AC (11,14-K)
Legal Block	1701
Legal Lot Number	28
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	1
Census Block	1002
Census Tract	53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	52 WESTERLY RD, SADDLE RIVER, NJ 07458-3004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Intrafamily Transfer, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 27, 2020	Deed, Transfer · Conventional Mortgage VAST BANK NA
Aug 23, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	2020110959
Deed Book / Page	3792 / 918
Last Transfer Date	Nov 20, 2023
Transfer Doc	0051421418
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Dec 15, 2023
Property Address	52 WESTERLY RD, SADDLE RIVER, NJ 07458-3004
Document Number	0051421418
Book / Page	5142 / 1418
Instrument Date	Nov 20, 2023
Instrument	2023079921
Transaction Type	Transfer
Record Updated	Jan 29, 2024
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 WESTERLY RD, SADDLE RIVER, NJ 07458-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	52 WESTERLY RD, SADDLE RIVER, NJ 07458-3004

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	52 WESTERLY RD, SADDLE RIVER, NJ 07458-3004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025082343
Date	Jan 18, 2017
Book Page	02508/2343
Instrument	17-006346

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 27, 2020
Property Address	52 WESTERLY RD, SADDLE RIVER, NJ 07458-3004
Document Number	0037920918
Book / Page	3792 / 918
Instrument Date	Aug 7, 2020
Instrument	20-110959
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OMEGA SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,547.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 CHESTNUT RIDGE RD, 25, SADDLE RIVER, NJ 07458-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 WESTERLY RD, SADDLE RIVER, NJ 07458-3004

Mortgage

Document Number	20110960
Date	Oct 27, 2020
Instrument	20-110960

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 23, 2019
Property Address	52 WESTERLY RD, SADDLE RIVER, NJ 07458-3004
Document Number	0033291233
Book / Page	003329 / 001233
Instrument Date	Jul 17, 2019
Instrument	55216
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Tax	$1,195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 WESTERLY RD SADDLE RIVER NJ 074583004, SADDLE RIVER, NJ 07458-3004

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	52 WESTERLY RD, SADDLE RIVER, NJ 07458-3004
Document Number	0026020914
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 WESTERLY RD SADDLE RIVER NJ 074583004, SADDLE RIVER, NJ 07458-3004

Mortgage

Document Number	0026020914
Date	May 4, 2017
Book Page	002602/000914

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,222,400 (-) Land $764,800 Building $457,600	$1,222,400 (-) Land $764,800 Building $457,600
2025	$13,043.00 (+2.99%)	$1,222,400 (-) Land $764,800 Building $457,600	$1,222,400 (-) Land $764,800 Building $457,600
2024	$12,664.00 (+4.31%)
2023		$1,222,400 (+0.07%) Land $764,800 Building $457,600	$1,222,400 (+0.07%) Land $764,800 Building $457,600
2022	$12,141.00 (+0.91%)	$1,221,500 Land $764,800 Building $456,700	$1,221,500 Land $764,800 Building $456,700
2021	$12,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	17 (1999–2021)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Sep 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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