Bergen County and Saddle River Borough property record for 28 Westerly Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 3,349 sqft · built 1952 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,129,000 (Apr 2024) |
| Tax Bill | $9,829 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01701-0000-00023 |
| Primary APN | 58-01701-0000-00023 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,349 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Construction Type | Frame |
| Lot Area | 47,916 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 066800 |
|---|---|
| Street Address | 28 WESTERLY RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1.1AC (11-A,11) |
| Legal Block | 1701 |
| Legal Lot Number | 23 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records · APN 58-01701-0000-00023
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 WESTERLY RD, SADDLE RIVER, NJ 07458-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 03, 2024 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Nov 10, 2022 | Deed of Trust, Mortgage · Line of Credit LAKELAND BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2024 · Amount on Record |
| Deed Sale | Apr 03, 2024 · Amount on Record |
| Deed Document Number | 202418062 |
| Deed Book / Page | 5205 / 1330 |
| Prior Transfer Date | Feb 26, 2015 |
| Prior Transfer Doc | 0018770786 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 03, 2024 |
| Property Address | 28 WESTERLY RD, SADDLE RIVER, NJ 07458-3004 |
| Document Number | 0052051330 |
| Book / Page | 5205 / 1330 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024018062 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,842.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 DOGWOOD DR, SADDLE RIVER, NJ 07458-3007 |
| Name | Verified Name |
|---|---|
| Address | 28 WESTERLY RD, SADDLE RIVER, NJ 07458-3004 |
| Document Number | 2024018063 |
|---|---|
| Date | Apr 03, 2024 |
| Instrument | 2024018063 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.3% |
| Index | 1-Year T-Bill |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 28 WESTERLY RD, SADDLE RIVER, NJ 07458-3004 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Title Company | SEARCHTEC INC |
| Name | Verified Name |
|---|
| Document Number | 0048590276 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 4859/276 |
| Instrument | 2022107244 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 17, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $921,200 (-) Land $595,800 Building $325,400 | $921,200 (-) Land $595,800 Building $325,400 | |
| 2025 | $9,829.00 (+2.99%) | $921,200 (-) Land $595,800 Building $325,400 | $921,200 (-) Land $595,800 Building $325,400 |
| 2024 | $9,544.00 (+7.16%) | ||
| 2023 | $921,200 Land $595,800 Building $325,400 | $921,200 Land $595,800 Building $325,400 | |
| 2022 | $8,906.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030531001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1999–2021) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile USA.
Based on FCC filings for 55 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ0258001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SADDLE RIVER WATER UTILITY serves 600 people |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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