35 Westerly Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 35 Westerly Rd, Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,035 sqft · built 1953
Lot Size	2.3 acres (100,406 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (Feb 2021)
Tax Bill	$12,683 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58-01701-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`58-01701-0000-00015`
Alternative APNs	`580170100015` `066000`

Interior

Stories	2 Stories
Building Area	3,035 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Construction Type	Brick
Lot Area	100,406 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	066000
Street Address	35 WESTERLY RD
City	SADDLE RIVER
State	NJ
Zip	07458-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.305 AC. (11-A,2)
Legal Block	1701
Legal Lot Number	15
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE RIVER
Census Block Group	1
Census Block	1002
Census Tract	53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 WESTERLY RD, SADDLE RIVER, NJ 07458-3004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 17, 2021	Deed, Transfer · Stand-Alone First Mortgage RICHARD ANGERAME

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	202120816
Deed Book / Page	3962 / 26
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	35 WESTERLY RD, SADDLE RIVER, NJ 07458-3004
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040700712
Date	Apr 12, 2021
Book Page	4070/712
Instrument	2021054136

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 17, 2021
Property Address	35 WESTERLY RD, SADDLE RIVER, NJ 07458-3004
Document Number	0039620026
Book / Page	3962 / 26
Instrument Date	Dec 3, 2020
Instrument	2021020816
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	PRESIDENTIAL TITLE AGENCY, RESIDENTIAL COM TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 WESTERLY RD, 35, SADDLE RIVER, NJ 07458-3004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 WESTERLY RD, SADDLE RIVER, NJ 07458-3004

Mortgage

Document Number	2021020817
Date	Feb 17, 2021
Instrument	2021020817

Lender

Name	RICHARD ANGERAME
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	118 Months
Due	Dec 9, 2030

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,188,700 (-) Land $818,100 Building $370,600	$1,188,700 (-) Land $818,100 Building $370,600
2025	$12,683.00 (+3%)	$1,188,700 (+6.8%) Land $818,100 Building $370,600	$1,188,700 (+6.8%) Land $818,100 Building $370,600
2024	$12,314.00 (+11.31%)
2023		$1,113,000 Land $818,100 Building $294,900	$1,113,000 Land $818,100 Building $294,900
2022	$11,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	17 (1999–2021)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Sep 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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